David Mcleod Email & Phone Number

Birmingham, Al, Us

Birmingham, Alabama Area

Produce regulatory capital forecasts to support both the internal capital planning process and regulatory stress testing (CCAR / DFAST). Assist in the development of Regions’ Capital Policy, including capital limits, goals and targets, targeted payout ratios, capital adequacy assessment framework, and the capital deployment monitoring frameworkDevelop presentation materials relevant to Regulatory Capital and Capital Adequacy to be used by senior management, the Board of Directors as well as external parties such as the Federal Reserve, the State of Alabama Banking Department and rating agenciesEffectuate an effective capital structure for Regions considering changes in Regulatory requirements. In doing so, I have participated in liability management trades and securities transactions across the company’s capital structureMaintain and deepen Regions’ relationships and interactions with investment bankers for the purposes of issuing and repurchasing capital securities

Birmingham, Alabama, United States

• Developed extensive knowledge of bank valuation and the bank M&A process when assessing the merits of potential bank transactions. Refined expertise in earnings accretion/dilution analysis, TBV dilution earn back, cost, revenue, and cultural synergies associated with acquisitions, and optimization of the retail branch network• Oversaw the development and implementation of dynamic multi-scenario financial models currently used for valuation and analysis of potential bank acquisitions ranging from $250MM – $20B; Valuation methodologies include but are not limited to: IRR, ROIC, comparable trading / transaction multiples, DDM & Equity DCF • Developed management routines and project management skills associated with the M&A process to effectively track the status of transactions through the deal life cycle and communicate progress to Senior Management. Project management included sourcing of deals, dialogue with coverage bankers, reviewing legal documents, managing due diligence over cross-functional disciplines, navigating the internal governance and approval process, and informing the appropriate regulatory agencies

Birmingham, Al

Managed the acquisition, logistics, marketing and sale of investment grade post-WWII European sports cars for family businessResponsible for generation of all marketing materials individually tailored for each prospective buyer as well as maintaining databases for identifying market trends and comparable transaction multiples

Brimingham, Al

Served as fixed income institutional salesman to regional banks, money managers and hedge funds in the North Carolina, South Carolina and Iowa regions covering accounts with assets from $50MM to $1.2 billion and fixed income investment portfolios of $15MM to $250MMProduct expertise includes, but is not limited to, mortgage backed securities, agencies, municipal bonds, corporate bonds (high grade and high yield) and treasuriesRefined outstanding communication skills and public speaking abilities while presenting to prospective clients and managing existing relationshipsPerformed portfolio analysis for clients using proprietary tools to monitor duration, convexity, average life and matching of cash flows to meet institutions upcoming liabilities and earnings targeted goalsInteracted extensively with project managers, traders and research analysts while evaluating securities and trading strategies to discern optimal strategies for clients given various interest rate environments and portfolio liquidity positions

New York, Ny

Developed fundamental knowledge of corporate finance and valuation techniques. Valuation methodology focused on present value of future cash flows IRR calculations derived from capital budgeting accompanied by multi-scenario analysis while risk adjusted discount rates were incorporated into optimal capital structures pursuant to CAPM methodologyConstructed marketing strategies for follow-on offerings and convertible bond issues in the financial services and and other industries: Bank of America (BAC) 1,750MM Fixed Rate Notes, Met Life (MET) $1,250MM Hybrid, Wal-Mart (WMT) $800MM Senior NotesAnalyzed the institutional shareholder positions of issuing clients and developed investor marketing strategies while monitoring the structure and performance of preceding equity offerings and general market conditions

New York, Ny

Composed multi-scenario valuation models involving recapitalization, acquisitions, refinancing, IRR/cash yield analysis, credit risk, and debt scheduling for transactions in the infrastructure and regulated utility sectors with focus on regulated assets, real estate assets, intangible assets and capital improvementsPerformed M&A and leveraged buyout valuation analysis including comparable trading and transaction multiples, discounted cash flow, accretion/dilution analysis for publicly and privately held infrastructure assets in transactions ranging from $100MM to $3.5 billion: The Gas Company, LLC $238MM, Baldwin County Bridge Co. $98MM, Dulles Greenway $533MM

Master Of Business Administration (M.B.A.), Finance

Bachelor’S Degree, Political Science

Activities and Societies: Dean's List Eli Banana Blue Ribbon Society Zeta Psi Fraternity