I am the co-founder and President of the Insuring A Better World Fund. My life is fueled by the words of the sages “If I am not for myself, who is for me? If I am only for myself, what am I? If not now, when?” My devotion to philanthropy led to my collaboration with longtime friend, Robert Stuchiner, to form the Insuring A Better World Fund, an opportunity for all financial professionals to help do our part to give back to charity. The Insuring A Better World Fund is a 501(c)(3) public charity whose mission is to transform life insurance into charitable ideals. The fund has generated contributions to tens of charitable organizations providing scholarships, legal aid to the needy, money to combat disease, find cures and much more.I also am the creator of the Arbitrage Life Payments System, the nation’s first of the current day life insurance premium finance payment plans. In 1988, STP Enterprises, Inc., the company I co-own with my wife Pam, became the first agency in the nation to utilize premium finance in the sale of individual life insurance. STP has sold over 1500 policies financed through the ALPS, totaling billions of dollars of death benefit and nearly a billion dollars of premium.I have lectured for decades at insurance company seminars as well as life insurance professional and bank gatherings across the United States. I have also been a guest speaker at the Planned Giving Council of Palm Beach County, Chicago Council on Planned Giving, and the Dallas Chapter of Financial Service Professionals. I am an also attorney who began my career in litigation. The Northridge Meadows case, arising out of the earthquake in California, and the Adames case, arising out of a shooting in Chicago, are among the notable actions I have litigated.Lets connect to Ensure A Better World for all.