David Tran Email & Phone Number

Coppell, Texas, United States

Completed assigned bank account reconciliations accurately, completely, and in the timeframe required by corporate policy. Performed monthly audits of investor collection and escrow accounts. Researched and reviewed accounts, items, or processes selected for audit. Prepared and ensured accuracy and integrity of accounting and transactional records to ensure proper financial reporting.Identified variances and work with other departments to clear within compliance guidelines. Performed special projects and additional tasks as assigned by management. Used all appropriate tools to maintain detailed audit records including but not limited to MS Excel and SQL. Identified operational risks and escalate issues to management. Executed PCA reconciliation account on a weekly basis.

Farmers Branch, Texas, United States

Research and analyze financial data on charged off loans. Reconcile trailing balance and mortgage servicing data.Lead the team in production of forensic research and analysis of financial data Assess and clear trailing balances on the servicing system, general ledger, and investor accountingReconcile activity involving data entry of mortgage servicing data and system of claim payments from GSEs or private lendersLead and train new contractors and employeesPerform quality control audits of over 50 document staging files on a weekly basisReview processes and procedures for compliance and opportunities to better enhance the document staging process

Plano, Tx

Responsible for portfolio of FHA post-sale properties. Performed research and analysis on properties for potential REO transfer to auction. Identified, documented, and communicated best practices to management.Monitor and established regulatory management process for line of businessConducted compliance and risk audit of property preservation processes and proceduresConsistently performed within the top 5% of the departmentProvided Ad Hoc reporting on progress of HUD Pilot Program as requested by managementManaged the HUD Pre-Conveyance Inspection Pilot Program to reduce reconveyance and risks to the bankDirected strategic property preservation plans using Loss AnalysisReviewed department process and procedures to established new opportunities for efficient operationsReview and resolved complaints from code enforcement, city, and local authorities

Plano, Tx

Obtained, audited, and verified all foreclosure documents. Distributed and tracked all income demands from HUD.Ensure all state regulatory requirements relating to foreclosure process are metPerformed risk and compliance audit on all foreclosure property to ensure all requirements are metCollaborated with internal partners to established controls, risk assessments, monitoring and reportingProvided weekly reporting of production trends to update management on progress and opportunities for improvementMonitored and ensure third party/vendors are complying with bank’s standards and guidelinesReview complaints from city, county, and local authorities for line of business and provide resolutionsProvided management with findings from compliance audits and provide opportunities for improvement

Plano, Texas, United States

Propelled $34M Veterans Administration claims project. Assisted with implementation, rollout, and ongoing audit of processes and procedures for compliance with VA guidelines.Created billing files to submit claims more easily to Veterans Administration (VA)Designed and implemented weekly/monthly performance reportsCreated policy and procedures for claims process for TX, AZ, and CAProvided weekly progress reports of production and project to senior managementDirected and trained 10 team members and vendor on claims processes and guidelinesRecovered over 90% in property preservation fees and expensesAnalyzed production trends and provided strategic recommendations to streamline the projectEnsured all claims all in compliance with Veterans Administration’s standards and regulation

Plano, Texas, United States

Analyzed broker price opinion and appraisal valuation to develop pricing strategy. Evaluated capital expenditures, repairs bids, and authorized repairs as needed. Established initial list price and marketing plans. Managed a substantial portfolio of distressed VA assetsAchieved 95% or higher of monthly sales goalNegotiated contracts in accordance with Veterans Administration standardsCollaborated with Real Estate agents to maximize property sale potentialsMonitored and scored Real Estate agents’ performance according to the bank’s standardsAnalyzed portfolio trends, optimizing performance by an average of 25%

COUNTRYWIDE HOME LOANS | 2000 TO 2008SR. FORECLOSURE SPECIALIST | 06/2006 TO 09/2008ComplianceReviewed and ensured timely filing of insurance claimsPerformed audit and reconciliation on claims file post-paymentVerified properties’ qualification for mortgage charge-offsInterfaced senior management regarding audit results and recommendationsCoordinated bids and repairs with property preservation companiesCompleted discharged applications and submitted to investors for review and approvalPerformed REO transfer claim report for entire FHA teamCalculated bids for foreclosure sale per investor/state guidelines

SR. BANKRUPTCY SPECIALIST | 03/2000 to 06/2006Performed Chapter 13 discharge audit for compliance with state bankruptcy laws and regulations Reviewed states bankruptcy guidelines, ensuring company complianceManaged a portfolio of Chapter 13 bankruptcy filesManaged a group of attorneys within the bankruptcy portfolio

Bachelor Of Science - Accounting, Accounting, 3.77

Activities and Societies: Phi Kappa Phi - National Honor Society

Certification