Deepa Ranganathan Email & Phone Number

Mumbai, Maharashtra, India

Working with the Treasury Mid Office under Risk Management Wing. Job profile involves monitoring and mitigating risks arising out of forex transactions (merchant and interbank) in the Treasury.

Tavarekere, Hoskote, Bangalore

▪ Heading a large branch with an aggregate portfolio of Rs 80 Crore and a team of 7 employees▪ Team management: allocation of roles and responsibilities to staff, ensuring job rotation as per requirement, monitoring staff and appraisal of performance ▪ Sourcing of credit proposals, credit appraisal, preparation of credit reports for ascertaining credit viability, sanctioning and disbursement of loans in Agriculture, MSME and retail sectors▪ Scrutiny of stock statements and book debts statements for ascertaining Working Capital requirements of new and existing customers and for arriving at their monthly drawing power in line with the sanction terms▪ Loan Documentation, charge creation in CERSAI, overall credit review and monitoring, recovery, NPA management, initiating recovery action for defaulting borrowers, One Time Settlement (OTS) for eligible accounts, rescheduling/ restructuring of eligible stressed assets as per RBI guidelines▪ Handling the Risk Based Inspection Audit, Income Audit and Balance Sheet Audit for branch, Credit Audit/ Stock Audit/ Legal Audit for large borrower accounts▪ Sourcing of time and demand deposits for the branch, cash management, daily transactions monitoring and responding to any Online Transaction Monitoring queries▪ Liaison with customers, understanding their requirements to extend good customer service▪ GL monitoring, collection of fee based income, government business and tax payments, Gold Loans

Mumbai, Maharashtra, India

Role:▪ Handling Overseas Direct Investment (ODI) for the bank in the ODI nodal office▪ Scrutinising of ODI applications for new and existing overseas ventures and providing permission for further investments▪ Reporting of new remittance details, Annual Performance Reports (APR) and disinvestments to the RBI through the OID FED portal and liaisoning with the RBI for ▪ Handled scrutiny and processing of FC-GPR/ FC-TRS ( FDI ) applications for the bank▪ Computing and publishing the monthly revision in interest rates of the FCNR (B) & RFC deposits for the bank▪ Reporting of daily LRS data and NRI PIS (Portfolio Investment Scheme) of the bank to the RBI and NSDL/ CDSL▪ Submission of monthly and quarterly reports like NRI remittances and LRS consolidated data to the RBI▪ Handling queries from branches and customers pertaining to ODI, NRI transactions and other FEMA guidelines pertaining to inward/ outward remittances and trade finance

Mumbai Area, India

▪ Processing Cross Currency Trade Settlements through CLS (Continuous Linked Settlement), Overseas Placements / Borrowings in Foreign Currency, Cash Value deals, Derivative deals like Forwards/ Swaps and bilateral OTC FX settlements.▪ Liaison with correspondent banks, clearing houses like CCIL and CLS and trade counter parties for timely execution and settlement of cross currency deals▪ Monitoring and settlement of net payable/ receivable position of Canara Bank with CCIL & CLS on a daily basis▪ Processing placements / Borrowings in Foreign Currency for different durations, computing periodic interest payments, interest reset quarterly/ half yearly and settling interest and principal payables/ receivables on due / maturity dates▪ Managing transactions from our NOSTRO accounts in 12 currencies and SWIFT MT 202, 300, 320.▪ Managing Rupee Funding Desk for INR funding in VOSTRO accounts of Overseas Exchange Houses and Banks• Computing GAP, VaR, NOOP and adherence to Overnight & Daylight open position limits for the Treasury and preparing periodic Statements for reporting to the RBI like FTD, GPB, R-Return and STR 11• Forex Dealer at the Merchant Desk for 3 months with key responsibilities including quoting rates to International banking operations like Packing credit, Export Bills collection/ negotiations/ purchase/ discounting, Import Bill Collection, Direct Import Bills Advance Payments towards imports, EEFC accounts, Foreign Inward and Outward remittances

Pune Area, India

-Banking Services to Corporate Clients-Outward and Inward Remittances in Foreign Exchange-Issuing Inland and Foreign Letters of Credit and Bank Guarantees-Periodic appraisal of corporate credit portfolios and extending Loans and Advances as per requirement

Pune Area, India

- Liaison with agencies appointed for getting clearances required for Green field Chemicals venture (Pollution Control, Environment Impact Assessment, State Industrial Development Corporation MIDC)- Preparation of technical & financial feasibility report for project and assisting senior management in requisite submissions to banks and project financers in order to acquire project financing- Manage procurement activity for all requirements and ensure the organization gets the best price- Closely work with the Managing Director, CEO, Project Consultants & Engineers to expedite the project execution- Managing the company’s IEM, Excise Registration procedures- Hands on experience in Project Management

Pune Area, India

• Single point of contact for designated clients & liaison with internal stakeholders• Coordinating with Operations team for ensuring smooth inbound and outbound activities for FTWZ customers• Resolution of disputes with customers arising from inadvertent delays or lapses on account of either parties • Negotiate pricing with Arshiya Commercial team and customer to provide value optimization for all concerned• Assisting client to complete commercial & legal procedures pertaining to Arshiya• Facilitating smooth transition of new clients into FTWZ processes and transactions• Executive Assistant to Vice President-FTWZ Sales• Compilation and maintenance of MIS reports of pan India Sales team• Periodic analysis and review of team & individual performance, with respect to new business acquired and development & retention of existing customers• Preparation and communication of monthly performance reports to team and management• Maintaining a bird’s eye view of the organization to provide inputs for strategic and management decisions• Coordinating with various departments within the organization (like Legal, Regulatory, Commercial) for any clarifications on FTWZ regulations and transactions

Pune

1. Types of foreign exchange exposures at Suzlon2. Foreign exchange management guidelines of Suzlon3. Types of derivative instruments preferred4. Hedging in Suzlon5. Value at Risk for Suzlon for 3 periods: of 1-Day, 1-Week and 1-Month

Mba, International Business

Post Graduate Diploma, International Business

Bsc, Chemistry

Higher Secondary Certificate, Std 11- 12, 1St

Education record