Deepak Gupta Email & Phone Number

Canada

Toronto, Ontario, Canada

• Manage and grow lending portfolio of developers having transaction size from CAD 10 Mn to CAD 200 Mn
• Structure and execute Land Development and Construction Financing transactions for Commercial Real Estate
• Funded several projects of renowned developers as a sole lender, part of syndicate lenders and mezzanine lender
• Structured bilateral as well as large complex syndicated facilities
• Experienced in credit underwriting for land financing and project financing for low-rise single family, mid/high-rise condominiums, multi-phase communities, income producing assets, retail plaza, industrial, self.
• Expand portfolio by deepening of relationship, advise on capital structure & project’s viability and offer structured solutions as per client’s need

Toronto, Ontario, Canada

• Manage and grow portfolio of commercial clients in diversified industry segments
• Expand portfolio by deepening of relationship and offering structured solutions as per client’s need
• Conduct due diligence, understand & prepare business models, analyzing financial statements, prepare credit memos and get credit limits approved internally from risk committee
• Conduct negotiation with clients on both documentation & pricing for disbursing sanctioned funding assistance
• Regular performance monitoring and risk management of the portfolio to identify signs of deterioration or weaknesses in financial position

New Delhi Area, India

• Manage and grow lending portfolio of corporate client’s sized from CAD 100 Mn to CAD 2 Bn
• Originate, structure and execute lending transactions while maintaining a balance between marketing initiatives, asset quality and product profitability
• Structure and execute Construction Financing & Project Financing transactions (for both greenfield and brown field projects) primarily for Commercial Real Estate and Hospitality clients, basis future sales and/or.
• Funded several projects of marquee developers including Townships, Group Housing, Mix-use projects, Shopping malls, Plazas and Plotted/Villa development projects and Resorts/Hotels
• Managed part of the portfolio for project funding deals for Healthcare, Logistics and Education sectors
• Expand portfolio by deepening of relationship, advise on capital structure & project’s viability and offer structured solutions as per client’s need

Vadodara, Gujarat, India

• Credit analysis of existing & prospective commercial clients having turnover ranging from CAD 50 - 300 Mn
• Assist Account Relationship Manager in approval of fresh sanction cases and quick turnaround of transaction
• Monitor quarterly performance & compliance of covenants, understand/prepare financial models, review monthly stock statements and annual statements
• Prepare annual credit appraisal notes for operating and project finance limits for internal assessments and approval
• Analyze sector specific risks & regulations and monitor client specific impact of such macroeconomic changes
• Appraised asset portfolio of CAD 250 Mn of commercial clients primarily into Real Estate, Hospitality and Infra/EPC industries

Gurgaon, India

• Develop business plan and financial model for organic/inorganic expansion opportunities in transportation, warehousing and container terminal business
• Feasibility study of expansion projects and new business opportunities (filling proposals, bids, tenders etc)
• Work closely with the Promoter and update management on company’s performance including: Financial performance (revenue, profitability, variances, segmental performance etc) Market performance (company v/s industry.
• Prepared comprehensive business model for raising equity for an amount of ~CAD 100 Mn with a view of asset sale or lease in future for terminal value gain and presented proposal to potential investors along with.

New Delhi Area, India

• Relationship Management and Business Development for existing and prospective corporate clients’ portfolio having turnover from CAD 100 Mn to CAD 2 Bn
• Carry due diligence, monitor performance, understand business models, prepare cash flow model, analyze financial statements, stock statements and prepare credit appraisal memorandum for internal assessment
• Assist Senior Account Manager in expanding portfolio and sourcing new clients and grow asset through term lending and sanctioning of working capital lines, trade financing and treasury limits
• Understand legality and documentation involved in transaction; maintain privity with operations team, client and external stakeholders in order to ensure smooth transaction
• Developed fresh portfolio of CAD 100 Mn and Managed asset & liability portfolio of CAD 200 Mn of corporate clients primarily across commercial & residential real estate and hospitality sector

Gurgaon, India

• Negotiations & Price settlement with vendors for part/assembly components used in Maruti Suzuki cars
• Carry out cost reduction exercise by benchmarking components across Maruti’s & competitor’s models
• Developed new nesting methods which resulted in sheet metal consumption yield improvement by up to 5%
• Generated several cost reduction proposals for car exhaust system by benchmarking. Selected proposals were sent to Suzuki Motor Corporation, Japan for evaluation and received appreciation from GM (Engineering, India)

Master Of Business Administration (Mba), Finance, • Top 20% Of The Batch

Activities and Societies: • Was part of organizing team of Indore Marathon 2009 & 2010 organized by IIM Indore and handled responsibility.

Cfa Level-I, Finance

Bachelor Of Engineering (Be), Production And Industrial Engineering, Gold Medallist

Activities and Societies: • 1st prize winner of Junkyard competition in the annual technical festival • 2nd prize winner of Boat making.