The McCallie School is a boys college-preparatory school located on Missionary Ridge in Chattanooga, Tennessee.

Education Through Music (ETM) partners with inner-city schools to provide music as a core subject for all children, and utilizes music education as a catalyst to improve academic achievement, motivation for school, and self-confidence.

I retired in 2008. I started my career at Manufacturers Hanover Trust Company as a commercial loan officer for large US Corporates on the west coast. Over time, I was Deputy Head of the Global Foreign Exchange and Derivatives Division, led the effort to build a credit risk management system for Foreign Exchange and Derivatives, initiated the use of Credit Derivatives to hedge the firm's retained credit portfolio, was the Business Manager of the Global Structured Credit Group, was Head of Corporate Risk Policy, and was Chief Operating Officer of Global Credit Management which managed the wholesale and retail credit risk of the firm.

ISDA is a global trade association for OTC derivatives, and maintainers of the industry- standard ISDA documentation.