Richard D. Email & Phone Number

Florida, United States

Miami/Fort Lauderdale Area

Experian Advisory Services Responsible for identifying risk based solutions to integrate predictive data and analytics into business decisions. Work with clients and organizations, from C-level executives to business line management, delivering analysis and recommendations that drive profitable business decisions across the customer life cycle.Provide.

Provide consulting services to clients of a data technology company regarding cloud services for data backup and risk analytics solutions. ✓ Met with C-level executives regarding Commvault Hyperscale Technology with several Fortune 100 companies including Fannie Mae, Levi Jeans, and IBM. ✓ Acquired multi-year contracts with Fannie Mae ($XMM), IBM ($XMM).

Southeast Toyota Finance (World Omni Corp)Responsible for oversight of consumer and small business lease and retail originations, as well as portfolio risk for Southeast Toyota Finance. Supported 178 Toyota dealerships in the Southeast and managed over $1.7B in monthly loan originations volume. Led a staff of senior risk and operations analysts. ✓.

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Wells Fargo Consumer Lending Directed new business tax analysis teams for Wells Fargo’s personal lines and loans division (PL&L) overseeing a team of 20 senior underwriters and analysts across multiple geographic locations. Actively engaged in high-level portfolio finance and capacity planning, as well as spearheading process and procedural changes around.

* continued from above *Senior Leadership▬▬▬▬▬▬▬▬✓ Project manager on multiple business initiatives including streamlining cash flow procedures and tools for consistency around tax return analysis for portfolio lines of business’ including, consumer credit card, education, and direct auto financing. ✓ Created reporting tools and databases for quality.

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* continued from above *Select Accomplishments▬▬▬▬▬▬▬▬▬▬▬▬✓ Increased year-over-year underwriter decision time 152% and application turn time over 110% of goal. ✓ Exceeded and met all quality and performance targets in 2016.✓ Decreased overall quality risk findings 68% year-over-year for the tax return team. ✓ Reduced quarterly portfolio material and.

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Wells Fargo Home MortgageManaged a team of underwriters within default decisioning and home preservation for Wells Fargo Home Mortgage, handling the underwriting of home mortgage modifications for high risk investors (HIRU) in several business units including Government Sponsored Enterprises (GSE)/Freddie Mac & Fannie Mae, Community Housing, Mediations.

* continued from above *Partner/Investor Relations▬▬▬▬▬▬▬▬▬▬▬▬✓ Collaborated with external and internal partner’s enterprise wide including investors, lending officers, project managers, client service managers, 3rd party vendors, appeals, title, settlement, and specialty teams (Bankruptcy, Mediations, GSE, Community Housing, and NACA). ✓ Bolstered.

Wells Fargo BankResponsible for daily banking operations for a location with $28MM in deposits and $7MM in loans. Duties encompassed operations, sales, loan processing, cost control, regulatory compliance, employee development, and team building. Emphasis on maximizing banking center revenues and client satisfaction while minimizing operating risks/losses..

Wells Fargo Financial Managed a team of sales and loan processing analysts promoting and delivering loan products including personal loans, credit cards, and mortgages. Responsibilities included sales, underwriting, sales training, compliance, and administration.Select Accomplishments▬▬▬▬▬▬▬▬▬▬▬▬✓ Trained team members on debt restructuring, qualifying.