Dustin Bone Email & Phone Number

Anna, Tx, Us

Coppell, Tx

Plano, Texas

As a relocation mortgage specialist I helped companies relocate their staff and provide them with their mortgage needs to make the transition smooth. We would negotiate with different relocation companies about the cost per lead and discounts in our lending fees for their exclusive referrals. Different companies would have employee tiers with a variety of benefits available. It was up to me to be able to research the relocation agreement and make sure that the discounts in loan costs that were offered were accurate to the client and compliant with the rules agreement in place with both parties. Communication with the borrower, the realtors, the title company and the relocation company was also critical to a successful move. During this time I never missed a closing date for a relocating employee and received great reviews from the borrowers and relocation companies.*Engaged new customers to discuss and evaluate their mortgage needs *Analyzed financial documents (tax returns- personal and business, savings statements, contracts) to approve customers for new home purchases *Cultivated relationships with relocation companies, title agents, and realtors

Prosper, Tx

As a production partner for the branch manager my role was to oversee the the loan pipeline and office functions. Duties included speaking with the client in the initial meeting to review their goals and options, and to evaluate their financial documents (tax returns, bank statements). I would then lock the loan and begin processing the file. This would include sending and receiving accurate opening documents within legal timelines, assigning a processor to the file and working with them to meet all underwriting conditions. The next step would be to communicate with the client, their realtor, and the title company to schedule the closing date and to review the final documents for detailed accuracy to ensure all forms were within compliance. As a team we averaged between 15-20 current customers at any given time, and my role was to know where each file was in its lifeline and ensure that issues were resolved quickly to keep the files on schedule. Managed the day-to-day flow of a functioning office: *Duties included overseeing a production team to ensure files were being processed correctly and closing deadlines were met *Calling and meeting new clients, as well as handling any issues with underwriters, realtors, or title companies*Reviewing and approving final Closing Disclosures to make sure all loan costs were matching and in compliance *Planning and coordinating marketing events and materials while staying within budget *Originated and oversaw production of $26M of volume in 2016

Mason McDuffie Mortgage / One Mortgage - Frisco, TXFebruary 2014 to April 2015As head processor my responsibility was ensure the closing on all eligible loans. Working with a 6-person team I would received locked loans from loan officers and begin the steps needed to meet conditions for closing. This would include collecting and reviewing financial documents, sending and receiving loan disclosures, and providing underwriting all items needed for a final loan approval. *Increased branch production 42% over 9 months.*Processed challenging loan applications (e.g., first-time borrowers, self-employed applicants, and borrowers with problematic credit histories) *Created weekly reports for staff detailing production status

As a call center loan officer I was to handle inbound calls and find refinance solutions for current customers. I would discuss goals, options, and benefits with the client, review financial documents, and would follow the loan process and remain in communication with the borrower. *On average I would have over 100 locked loan in my pipeline to oversee and care for. *Created an Excel workbook (including V-Lookup and Macros) for tracking pipelines and commissions, adopted by the sales floor, to quickly display different pricing options and scenarios, with detailed access to active, funded and canceled files.

Plano, Tx

As a call center loan officer I was to handle inbound calls and find refinance solutions for new and current customers. Discussions would include goals and options along with financial analysis and benefits. I would collect and review financial documents and turn them over to a processor, and would follow the loan process while communicating current status to the borrower. *During my first full year I was the top producer of funded loans (out of 125 loan officers) and received the Circle of Excellence Award and trip to Maui, Hawaii, with other top producers and company executives. *After Bank of America bought Countrywide I remained a loan officer and was part of team committees to help in the transition and training of new loan officers.

Elementary and Middle School Math and Science teacher*Responsible for three separate sections of middle school science, including general seventh grade, general eighth grade, and pre-advanced place-ment for seventh grade*Achieved 100% passing rate by students taking T.A.A.S. math test*Led students to 1st and 2nd place sweep at U.I.L. Number Sense Math Meet*Member of the Campus and District Improvement Team: Presented ideas of effective strategies to other teachers