Eric G. Email & Phone Number

Seasoned Credit Risk Manager with unique skillsets and competencies obtained throughout my career with various retail/private banks and brokerage house, as demonstrated via increased responsibilities with internal promotion and lateral moves. I have gained a good understanding of credit products such as Lombard (margin loans), Insurance Premium Financing, Mortgage, Derivatives Trading line, Shares Borrowing Lending as well as Unsecured Cash Trading line for equities contra trading.With deliberate career moves, I have grasped the various techniques of managing secured credit risk at the product/portfolio level (standard margin loan cases), to the individually structured credit and the "Casino" type of unsecured credit line, aligned to the risk appetite of the firms.Key strengths:- Helps business to achieve growth without compromising risk & control.- Able to conceptualize from the big picture to the detailed level, operationalized credit processes literally from ground zero and comfortable to work under ambiguity.- Handles all sorts of pressures well, from managing spikes in margin calls/credit queries during Global Financial Crisis, European Debt Crisis made worsen with clients withdrawal of assets due to concerns on European lenders operating capability coupled with the collapse of MF Global, China Property Crisis, Covid-19, etc without incurring clean losses to managing internal stakeholders such as demanding private bankers on daily basis, senior product managers for new product launch, operations, technology and other control functions such as credit approvers and auditors.- Have the technical ability and soft skills to drive credit risk projects from the typical in-house system enhancements, onboarding of new third party systems, remediation of consent order items to the complex project lasting >2 years, involving stakeholders from the working level to senior management spanning across multiple jurisdictions such as India, Philippines, UK and USA, with minimal guidance.

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  National University Of Singapore

  Science