Ethan Lankester Email & Phone Number

United States

United States

• Applied enhanced due diligence including merchant interviews, C.O.A review, risk forecasting, and sponsor bank concurrence to successfully onboard high-risk merchants in the CBD and Nutraceutical industry.
• Developed a thorough understanding of VISA/Mastercard policies as well as federal regulations from FinCen and the FDIC to identify trends indicative of fraud, money laundering, and prohibited business models.
• Created merchant reports for prospects with up to $1.5 million in risk by analyzing financial statements to evaluate company health and future performance. Integrated market research data to deliver recommendations and.
• Appointed as a primary auditor to the account setup team to verify the accuracy of merchant change requests and due diligence procedures preventing DDA discrepancies and hostile account takeovers.
• Successfully grew and maintained external relationships while acting as a first point of contact for priority banks, independent sales organizations, sales agents, and customers.

Atlanta Metropolitan Area

• Analyze and monitor state entities purchasing card transactions to ensure all auditing and process documentation meet state and federal regulations.
• Work directly with the state auditing manager and the director of audits on projects focused on examining big data and generating revenue for the state of Georgia.
• Prepare quarterly reports for government contractors using data visualization tools like Microsoft Visio and VBA
• Conduct financial analysis on key business metrics and made recommendations to management.
• Participate in internal control assessments and made recommendations for improvement.

Alpharetta, Georgia, United States

• Monitor, manage and perform underwriting due diligence to ensure that incoming merchants are within the company’s risk appetite.
• Assisted in the credit analysis process by gathering and analyzing financial statements and other relevant information to determine creditworthiness of potential borrowers.
• Collaborated with high-risk merchants within the CBD and Hospitality industries and utilized software including Salesforce, LexisNexis, and Mastercard MATCH.
• Conducted market research and evaluated industry trends to assist in the development of credit policies and procedures.
• Reviewed and prepared financial statements (medium to large companies) to set credit limits for future transactions.
• Mapped and documented critical department processes using VISIO while providing recommendations to improve efficiency and reduce scope creep.

Atlanta Metropolitan Area

• Facilitated customer transactions while providing technical expertise across several product lines
• Worked in conjunction with the Merchandise Vice President at two locations to restructure merchandise displays
• Processed customer returns and equipment rentals using Genesis Workforce Management Software
• Assisted the Receiving Department in unloading, assembling, and logging freight