Felipe Germano Email & Phone Number

São Paulo, Sp, Br

São Paulo, São Paulo, Brasil

Hi, I'm Felipe Germano, founder and COO of 20APY.We'll be the Nubank of the next decade.That's because, the Brazilian credit market moves over US$3 trillion per year, and the real world asset market is expected to move US$16 trillion by 2030.Brazil has a high banking concentration, which results in the highest banking spread in the world, with loan interest rates exceeding 800%.Basically, what Warren Buffett earns in a year, a Brazilian banker earns in a month.20APY issues alternative investment assets with a 20% APY.With the funds raised, we foster the credit market.The business model of 20APY is based on the spread of assets, where our profit exceeds 300% in 60 months.In addition to the spread, we earn a 1% fee on secondary market transactions.We have a team with a lot of experience in financial technology.I lead 20APY alongside Tiago, and together we have successfully developed several projects.Together, we developed the credit machine and intermediated over US$ 30 million.Now, we are moving from being a broker to being a money provider.The Brazilian credit market is highly profitable!To seize this opportunity, 20APY developed a technology that makes it easier for investors to enter decentralized finance.Experience the best investment opportunity.Sign up now and get $25!Thank you for your attention, and I look forward to your registration!