Hi, I'm Felipe Germano, founder and COO of 20APY.We'll be the Nubank of the next decade.That's because, the Brazilian credit market moves over US$3 trillion per year, and the real world asset market is expected to move US$16 trillion by 2030.Brazil has a high banking concentration, which results in the highest banking spread in the world, with loan interest rates exceeding 800%.Basically, what Warren Buffett earns in a year, a Brazilian banker earns in a month.20APY issues alternative investment assets with a 20% APY.With the funds raised, we foster the credit market.The business model of 20APY is based on the spread of assets, where our profit exceeds 300% in 60 months.In addition to the spread, we earn a 1% fee on secondary market transactions.We have a team with a lot of experience in financial technology.I lead 20APY alongside Tiago, and together we have successfully developed several projects.Together, we developed the credit machine and intermediated over US$ 30 million.Now, we are moving from being a broker to being a money provider.The Brazilian credit market is highly profitable!To seize this opportunity, 20APY developed a technology that makes it easier for investors to enter decentralized finance.Experience the best investment opportunity.Sign up now and get $25!Thank you for your attention, and I look forward to your registration!