•Analyze drivers and trends in the performance of Mortgage Assets• Established Standard Operation Procedures and educated subordinates in capital market principles.• Collaborated with VP of Secondary Markets. Developed pricing methods to accurately predict investor-specific pricing and delivered more competitive rate sheets using mortgage-backed-securities market movement• Created and implemented operational workflows and produced reports to mitigate losses due to loan redirects which reduced loan redirect losses by 80 percent

• Mitigated interest rate volatility by engaging in Mortgage Secondary Market; maintained scheduled profit margins by trading securities and Treasury options to hedge against company's loan pipeline• Orchestrated sales of all originated loans ($2.45B volume in 2021) as one part of a two-person team• Administered Optimal Blue, a product and pricing engine (PPE), by collaborating with senior management to create a loan product pricing strategy for over 150 loan products; shared PPE results to communicate bespoke loan pricing aligning with underwriting and profitability mandates• Trained all new hires to full self-sufficiency while overseeing Lock Desk operations by issuing assignments, monitoring productivity, reviewing work for accuracy, and providing feedback/coaching to team members• Managed cross-functional enterprise development with senior leadership in Underwriting, Accounting, Production, and Compliance to ensure sound implementation of new product rollout• Fostered relationships with capital markets partners including loan aggregators securities broker-dealers in order to maximize sell-side price and maintain pricing liquidity• Initiated consolation method and designed report to remedy up to $20K per month in loan losses• Reconstructed Excel selling application to reduce time needed by 50% to complete bulk loan sale by minimizing market exposure and yielding better executions by incorporating more relevant data• Engineered data dashboard using raw data from server to provide better insight on pipeline behavior

• Sold loans through various commitment types such as bulk trades, assignment of trades, and forward trades• Ran diagnostics of third-party loan analytics to ensure accuracy of individual loan valuations; consulted with third-party if calibration of base pricing and loan level pricing adjustments were necessary• Mitigated mandatory pair-off fees using loan swap, extension comparisons, pricing, and risk evaluations• Created Excel programs to scrub databases and maintain data integrity of loan operating system

• Updated loan operating system with lock information and reported loan execution to accounting department• Converted large amounts of data in Excel into aesthetic and "easy to read" format for managing partners