Gina Cruz Email & Phone Number

United States

United States

Weston, Fl

Republic Services is a provider of solid waste collection, transfer, recycling and disposal services to commercial, industrial, residential and municipal customers.Analyzed all RFI, RFQ and RFP (Request for Information, Quote and Pricing) for an array of clients. Brainstormed with executives a strategic plan which included specific needs and questions that client and / or divisions may have. Coordinated with divisions on specifics and requested pricing. Evaluated pricing spreadsheets from divisions and merged together a master spreadsheet. Constructed a standardized/formatted spreadsheet that improved the bid development process.Assessed division methods and suggested changes that will improve timelines, reduce field errors, and shorten the time involved in roll-up work.Analyzed and reported the Group's performance internally and externally to Divisional and Regional Sales Managers as well as General Managers which resulted in better communication between groups. Developed sales reports to demonstrate revenue gathered from divisions by breaking out profits and dividing into divisions, area and regions.

BNC Mortgage is a finance company that engaged in originating, purchasing, and selling of non-conforming and conforming residential mortgage loans secured by one to four family residences.Opened / submitted loans to underwriting in a timely, professional and efficient manner. Ensured proper documentation was ordered and reviewed. Maintained excellent level of communication with Account Executives, Underwriters, Title Company and Management to ensure consistent timely closings. Ensured customer's closing experience meets all their expectation. Trained and mentored new employees. Closed 30-40 loans a month by understanding product requirements and guidelines.Increased Account Executive sales $160K through advising product knowledge.Strategized daily tasks to incorporate team development which resulted in more sales averaging $250-300K.Lowered outstanding issues 5% via loan restructure and developing a guideline check-list.

Fieldstone Mortgage operated as a direct subprime residential lender. It originates first and second lien mortgage loans through wholesale and retail channels through its network of independent mortgage brokers.Managed high performing processing team of 7 employees in fulfilling loan packaging. Ensured documentation quality through constant monitoring of internal reports. Trained all processors on different stages of processing from opening a new file, ordering documents, submitting a complete file into underwriting and then closing. Reviewed underwriting guidelines with all employees during monthly training sessions. Proven management skills resulting in complete employee retention through all 3+ years in position.Partnered with Sales Management to provide ongoing, consistent communication regarding training and escalating customer service issues.Worked with Underwriting Manager to minimize potential loan denials by discussing various scenarios resulting in 5-10 saved loans monthly.Organized and prioritized daily closings to assure all deadlines were met in a timely manner.Mentor / train new employees; as well as motivated the entire team in meeting their monthly goals of 30 loans.Audited closed loans to ensure that requirements were met; and post closing was done properly.

Associate'S Degree, Liberal Arts And Sciences/Liberal Studies

Insurance

Licensed with 2-20 Property & Casualty Licensed with 2-15 Life, Health & Variable Annuity

Excelled In Communication