● Increased revenue 10% year-over-year on average through strategic allocation of assets and the creation of a new business segment.● Developed this new line of business by identifying and pursuing opportunities presented by new market regulations; grew this business into 20% of total sales, and into having twice the profit margin of existing business.● Reduced payroll expenses and insurance premiums by 30% by repositioning business model to increase subcontracting.● Reduced other… Show more ● Increased revenue 10% year-over-year on average through strategic allocation of assets and the creation of a new business segment.● Developed this new line of business by identifying and pursuing opportunities presented by new market regulations; grew this business into 20% of total sales, and into having twice the profit margin of existing business.● Reduced payroll expenses and insurance premiums by 30% by repositioning business model to increase subcontracting.● Reduced other business expenses and increased regulatory compliance standards by improving operational efficiencies, and implementing new accounting and financial reporting systems.● Led staff of 40, overseeing all accounting, finance, human resource, risk management, legal, client relationships, marketing, and business development functions as well as all subcontractor activities; led strategic planning and forecasting activities. Show less

● Saved $2 million in annual operating costs by reducing staff levels by 50%. Improved service levels amongst this reduction in headcount by centralizing credit risk management, and investing in automation and other technologies.● Managed a staff of 85 in strategically leading corporate governance aspects of the credit and risk management process for loan portfolios of this $70 billion company. Oversaw recruiting and technical training of new team members.● Integrated business… Show more ● Saved $2 million in annual operating costs by reducing staff levels by 50%. Improved service levels amongst this reduction in headcount by centralizing credit risk management, and investing in automation and other technologies.● Managed a staff of 85 in strategically leading corporate governance aspects of the credit and risk management process for loan portfolios of this $70 billion company. Oversaw recruiting and technical training of new team members.● Integrated business strategies with corporate risk management policies and procedures to ensure loan and collateral quality, monitor delinquency trends, and evaluate adequacy of loan loss reserves and regulatory compliance.● Created credit risk assessment functions; restructured lending and appraisal review process for residential, multi-family property, commercial and industrial real estate, corporate banking, and consumer lending. ● Instituted best practices to devise and implement risk management architecture, delivering realistic assessment of portfolio values, and exceeding corporate objectives and goals throughout tenure. Show less

● Consulted $20 billion bank in assessing its exit strategies, advising on loss remediation and change management; helped the bank save about $25 million by leading the design and implementation of a loan classification system and controls to monitor and maintain high credit quality standards.● Led foreign and domestic consulting engagements with emphasis on credit risk management systems for financial institutions.● Evaluated credit risk of client lending portfolios, including… Show more ● Consulted $20 billion bank in assessing its exit strategies, advising on loss remediation and change management; helped the bank save about $25 million by leading the design and implementation of a loan classification system and controls to monitor and maintain high credit quality standards.● Led foreign and domestic consulting engagements with emphasis on credit risk management systems for financial institutions.● Evaluated credit risk of client lending portfolios, including traditional consumer and mortgage loans, and large corporate and specialty finance transactions.● Worked as the project manager in assisting Home Savings of America in its transformation from a traditional thrift to full-service consumer bank.● Delivered executive level presentations, highlighting issues and recommending development and implementation of internal controls to ensure compliance with all regulatory requirements. Show less