George Fulton, Flmi, Aalu, Airc, Acs Email & Phone Number

St. Petersburg, Florida, Us

-Review applications for Life Insurance, Disability and Long Term Care for submission to multiple Insurance companies. Work as the liaison between the financial advisors and the underwriters. -Communicate the underwriters decisions to the financial advisors and suggest future applications.-Review and evaluate test results and APS records prior to submission to insurance companies in order to manage the expectations of financial advisors. -Use of both the Hanover Re: and the Swiss Re: underwriting manuals as a reference for managing expectation on cases submitted to the various insurance carriers.-Use the Milliman Prescription History, Medical Claims and the IRIX analyzer to review information on the client.

New York, Ny, Us

I have reviewed new applications for life insurance and evaluated correct risk class based on multiple critical factors including, but not limited to,: paramedic exams, height and weight, blood test results, urine test results, Attending Physician Statements, occupational risks, travel risks, financial risks, motor vehicle risks, credit checks, criminal back ground checks, and prescription database inquiries.• Managed an average of more than 200 outstanding cases.• Communicated the rationale for underwriting declination decisions and risk-level analysis to sales representatives and management enabling the established appeal process.• For complex, or $1M+ high-value cases, referenced all available guidelines, relevant medical information from the medical department combined with peer review, and escalated referrals to make final decisions on cases.

New York, Ny, Us

While still performing the Underwriting role, I was additionally assigned to serve as lead Tampa liaison to the MetLife programmers to enable continuous improvement of The Client Acquisition System (CAS), the internal system used by underwriters to analyze and process new life insurance applications.• Collected input from staff and communicated system issues to appropriate tech support specialists.• Reviewed daily the list of cases impacted by system deficiencies.• Collaborated with peer site leads from other MetLife offices including Boston Ma, Somerset NJ, and Bloomfield CT in order to propose system upgrades and fixes.• Conducted rigorous User Acceptance Testing (UAT) of new system changes prior to their deployment to the operating system.

Life Underwriting

Fellow, Life Management Institute., Life Operations