Greg Ma Email & Phone Number

Toronto, On, Ca

+ Manage a team responsible for the development, communication, and business integration of analytics, quantitative models and strategies to ensure profitable growth within company’s risk appetite. + Develop, maintain, and help implement effective credit risk adjudication, stress testing, residential property, prepayment, loss forecast, cure and severity models. + Help build and promote an analytic environment and culture within company, and develop, champion, and integrate quantitative intelligence and innovative analytical techniques into risk-return decision making of all aspects of the mortgage insurance business. + Active liaison with OSFI, auditors, and the external actuaries relating to regulatory and economic capital, and stress testing, such as: Dynamic Capital Adequacy Testing (DCAT), Consumer Debt Stress Test and Own Risk and Solvency Assessment (ORSA).

+ Responsible for developing mortgage insurance adjudication scorecard and conducting the implementation acceptance tests.+ Led the development and maintenance of macro-economic stress testing models. + Active liaison with Canadian regulators/OSFI and the external actuaries relating to stress testing, regulatory and economic capital, DCAT and ORSA.

+ Developed, validated and monitored scorecards over various products and systems such as US bankcard adjudication, Canadian auto loan adjudication, Canadian credit card adjudication, Canadian unsecured loan (ULON) adjudication in Capstone, Customer Management TRIAD (CMT) behavior management, SBB auto payment decision, Early stage collections for ULON, ULOC and demand products (ODP), Dual qualifier hold code behavior scorecard suite, etc.+ Presented the development and validation results and/or implementation specifications to executives, business partners and implementation teams, conducted implementation business acceptance tests (BAT) and post-implementation acceptance tests (PAT).+ Managed cooperative student and coached risk management rotation associate.+ Participated in preparations for OSFI reviews+ Participated in bank-wise cross-functional projects such as Personal and SBB ABM hold code migrations and Fraud end-to-end review: identified key business drivers, proactively built risk-based strategies and generated innovative ideas to reduce branch operational cost, improve customer experiences and control risk at acceptable level. + Conducted ad-hoc and deep-dive analytics to provide key insights to executives and provide value-added analyses, recommendations and consultations to business partners.