Supervisor – Finance Department (Credit Risk)
• Supervise credit and wholesale operations for more than 125 automotive dealerships (private labels: Kia, Subaru, Volvo, Jaguar, Mazda, Hyundai, Suzuki & Land Rover) of Ontario, Quebec and Maritimes (loans totaling over 575$ million CAN);• Ensure portfolio quality and profitability through the management and monitoring of credit files and reports;• Evaluate the credit risk associated with the actual and future financial exposures of the company and present recommendation to the management;• Negotiate the terms and conditions of the proposed financing with the borrowers;• Represent the Company for legal matters;• Control of operations: ensure quality of dealer credit files prepared by six analysts, ensure adherence to policies and procedures;• Maintain dealer relations in critical situations;• Responsible for dealer satisfaction index;• Supervise departmental employees and complete performance reviews. Ensure the continuity of efficient operations by attracting, retaining, motivating and developing employees;• Responsible for internal audit rating.