Working as National Head- Compliance and Responsible for managing Overall Regulatory Compliance applicable to Insurance Business from IRDAI & RBI perspective, drafting and implementing of Policy & Procedures. Implementation and improvement of Policies & Procedures (SOPs) in line with local legal requirements & internal Policy & Procedures.Review & Negotiating Business Contracts with the Insurers and finalization of Business terms and conditions.Approvals of Advertisements and other Internal & External Communication pertaining to Insurance Business.Communicate, Interpret and implement IRDAI new law and regulations in the Company, suggesting suitable changes in the SOP and Systems in line with the new law or amendment in the existing laws. Ensuring all the timely filing of all the regular, ad-hoc and event based reports with the IRDAI.Provide Regulatory & legal support for the day-to-day operations of the business as a strong business partner to all stakeholders, partnering across functions and interacting effectively with all levels within the organization.Conducting compliance review of the Business processes, identify gaps and ensure the timely closure.Maintain strong relationships with IRDAI and industry stakeholders.Collaborate with other departments such as finance, legal, products and operations to ensure regulatory compliance across all functions.Conduct Compliance Awareness Training & Communications on regulatory requirements and compliance best practices.Evaluate Cross functional & Upselling Sales Model from Compliance perspective and Managing Regulatory Queries.Managing Internal/ External Audits & IRDAI Inspections; collating and review of responses and overseeing timely closure of actionable.

• Working as Chief Compliance Officer and Responsible for managing Overall Regulatory Compliance, drafting and implementing of Policy & Procedures. Implementation and improvement of Policies & Procedures (SOPs) in line with local legal requirements & internal Policy & Procedures.• Develop & Implement Compliance Training & Communications programs & Managing Regulatory Queries & Inspection.• Conducting Workplace Investigations, Implement Whistleblower Mechanism & Remediation. • Compliance Monitoring, Assessments & Certifications Proactive Compliance Reviews on high risk areas & implement corrective plans.• Business Support & Cross-functional Engagement – Compliance guidance to help management conducting business by making informed & balance decisions.• Review of Business Agreements, NDAs, Advertisements and other collaterals, External Communication. • Provide legal support for the day-to-day operations of the business as a strong business partner, partnering across functions and interacting effectively with all levels within the organization• Provide legal advice on a wide range of proposed business initiatives and in the areas of sales and marketing and regulatory affairs and ensure effective litigation management of cases & & provide updates to the business leadership.

• Worked as Associate Director-Compliance and Responsible for managing Overall Regulatory Compliance, drafting and implementing of Policy & Procedures. Implementation and improvement of Policies & Procedures (SOPs) in line with local legal requirements & internal Policy & Procedures.• Coordinated the Compliance Inspection with an External Law firm for entire business operations.

• Worked as Chief Compliance Officer and Responsible for managing Overall Regulatory Compliance, drafting and implementing of Policy & Procedures. Implementation and improvement of Policies & Procedures (SOPs) in line with local legal requirements & internal Policy & Procedures.• Develop & Implement Compliance Training & Communications programs, Conducted Workplace Investigations, Implement Whistleblower Mechanism & Remediation. • Business Support & Cross-functional Engagement – Compliance guidance to help management conducting business by making informed & balance decisions.• Review of Business Agreements, NDAs, Advertisements and other collaterals, External Communication. • Provide legal support for the day-to-day operations of the business as a strong business partner, partnering across functions and interacting effectively with all levels within the organization

Working with Birla Sun Life Insurance Co. Ltd. as AVP –Regulatory Risk, Leading &handling below activities:-• Assuming responsibility of Regulatory Compliance, review company policies & processes & suggest improvements. • Reviewing product related documents, marketing & branding activities, advertisements & customer communications, sales & distribution business models to ensure compliance with regulatory requirements and company policies. • Constituting & Implementing Compliance Framework Programs, Controls & Monitoring procedures as to: Anti Money Laundering, FATCA. Branch offices, Sales practices/issues, Third party Due Diligence, Code of Conduct, New Laws Management, Product Development, Business processes reviews. • Developing & Implementing Compliance training programs for stakeholders & conduct the Compliance Trainings on AML, FATCA and various IRDAI regulations/ guidelines. • Handling regulatory inspection and internal audit of compliance function • Working with regulatory bodies like IRDAI, LIC & ensuring compliances of regulatory requirements & obtaining approvals.• Identifying emerging regulatory & compliance risks, explaining implications & recommends actions for mitigation. • To vet and approve business models proposed by Business, provide solutions to ensure they are compliant with the AML and regulatory framework and provide support in new cross business initiatives.• Actively involved in implementation of decisions of BOD of the Company and Corporate Governance Compliance.• Assisting Compliance, Investment and Risk Department in preparation of various policies in compliance with Insurance Act, 1938 and IRDA Regulations.

• Implement Compliance Programs, Controls & Monitoring procedures, New Laws Management, Advertisement Compliance, Product Development, Business processes. • Conduct compliance workshops/ trainings on various IRDA regulations/ guidelines to create Compliance awareness.• Review HO business processes & SOPs to ensure their compliance with Insurance Act, IRDA rules & regulation.• Compile, coordinate and timely submit the IRDA, GIC and Board periodic and ad-hoc reports.• Review the business contracts activities in line with IRDA Outsourcing guidelines, classify into core/non core and advice Legal team whether the activity can be outsourced or not.• Review the Training Material’s leaflets and PPT’s & assists function to identify the compliance risk. • Contribute on the development of Anti Fraud policy & culture.• Member of Core Project Team on Max Group Project on “Building a robust and sustainable compliance culture across Max India Group”.• Lead many projects representing compliance function like implementation of Policyholders protection guidelines, Telesales Process, IRDA Outsourcing Guidelines & IRDA Guidelines on Distance Marketing etc.