Harsh Kumar Goyal Email & Phone Number

Gurugram, Haryana, India

Gurugram, Haryana, India

• Commercial Lending

•Reviewing, analyzing and verifying loan applications and supporting documentation.• Analyzing risk by calculating income, credit and asset requirements and requesting additional information as per the evaluation on the loans so that the file can move forward to further process.• Calculation of DTI, HTI, LTV, HCLTV and relevant financial ratios as per Fannie Mae Guidelines, to take informed decisions.• Communicating and documenting the reasons for approval or rejection of loans so clients and loan officers are well-informedof decisions.• Coordinating with Loan Rangers, Process Expert Advisors, Home Advisors, borrowers as well as other departments in the organisation to get file moving to the further milestones.

Kolkata, West Bengal, India

• Reviewing and Verifying the Purchase contracts as per Fannie Mae (FHA, USDA, VA) Guidelines.• Communicate and document reasons for approval or rejection of purchase contracts so clients and loan officers are well-informed of decisions.• Reducing the error rate by Auditing and performing QC checks on loan files, worked by other team members.• Coordinating with Loan Rangers, Process Expert Advisors, Home Advisors, borrowers as well as other departments in the organisation to get file moving to the further milestones.• Guiding the Loan Rangers and Borrowers to clear the queue through inhouse chat and customer helpdesk applications.• Collaborated with the senior management to develop a new process in the company.

Pgdm, Finance, General

Bachelor Of Commerce - Bcom, Accounting