Hemanth Kumar Email & Phone Number

Hyderabad, In

India

- Directed a team of 2 analysts to create Tableau-based dashboards and provide strategic recommendations to stakeholders on diverse collection metrics. Achieved a 10% increase in repossession rate and a 16% boost in liquidation rate.- Streamlined operational efficiency by transitioning manual tasks from Google Sheets to automated data pipelines, creating dashboards that saved 15 hours per week for two MIS analysts. - Identified and rectified loan disbursement breaches, reducing associated risk by 3X and potentially cutting cost of Default by 13%, through collaboration with product and tech teams to develop targeted solutions- Analyzed PAN India UCL loan data, excluding Corona impact, to understand vintage, roll, and prepayment curves. Identified poor collection efficiency and adjusted targets to mimic market metrics- Implemented new risk criteria based on customer inquiries using cibil data and as a result reduced the risk by 2.3%- Identified and monitored new digital underwriting funnel enhancements, identifying red flags and areas for improvement. Resulted in a 3% increase in disbursals and a 10% reduction in turn-around time- Developed insightful business-use-case-driven tables leveraging raw data from a data lake, employing advanced warehousing techniques to drive data analytics initiatives