Senior Underwriter
Current- Review provided documentation and determine eligibility based on investor guidelines and internal overlays. - Assess the credit risk of files based on: DTI, HTI, LTV, credit score, employment and occupancy. - Examine loan files information for risk and accuracy, including: pay stubs, tax returns, credit reports, asset statements, title and homeowners insurance policies, loan applications and appraisals. - Audit loan files for quality and identify errors based on both investor and internal guidelines to reduce loan repurchases and collaborate cross functionally to correct. - Mentor underwriters by providing coaching and reviewing files for accuracy. - Provide elite client service by answering various questions for internal and external clients within a maximum SLA of four hours.