Justin Jin Email & Phone Number

Cerritos, Ca, Us

• Created strategic plans for clients to adapt to changing market conditions, regulatory requirements, and technical advancements• Analyzed banking industry and competitors to advise clients on competitive positioning while launching new banking products• Worked with stakeholders to determine weaknesses in performance metrics and develop actionable recommendations• Led the development, build, and training of Salesforce and nCino within multiple top Banks to ensure successful integration𝐖𝐨𝐫𝐤𝐞𝐝 𝐨𝐧 𝐒𝐚𝐥𝐞𝐬𝐟𝐨𝐫𝐜𝐞/𝐧𝐂𝐢𝐧𝐨 𝐈𝐧𝐭𝐞𝐠𝐫𝐚𝐭𝐢𝐨𝐧 - $120𝐁 𝐑𝐞𝐠𝐢𝐨𝐧𝐚𝐥 𝐁𝐚𝐧𝐤 (𝐂𝐨𝐦𝐩𝐥𝐞𝐭𝐞𝐝 𝐈𝐧𝐭𝐞𝐠𝐫𝐚𝐭𝐢𝐨𝐧)• Analyzed market dynamics during new banking product launch, assisted in the design and architecture of a complex loan hierarchy. Conducted integration testing and validation to ensure data accuracy, integrity, and security• Recognized inefficiencies in procedural workflows by leveraging internal metrics, reduced loan approval times from five days to 48 hours and create dashboards to continue measuring additional metrics𝐀𝐳𝐮𝐫𝐞 𝐂𝐨𝐧𝐭𝐫𝐨𝐥 𝐏𝐫𝐨𝐜𝐞𝐝𝐮𝐫𝐞 𝐈𝐦𝐩𝐥𝐞𝐦𝐞𝐧𝐭𝐚𝐭𝐢𝐨𝐧 𝐚𝐭 𝐚 𝐓𝐨𝐩 3 𝐔𝐒 𝐁𝐚𝐧𝐤 (𝐂𝐨𝐦𝐩𝐥𝐞𝐭𝐞𝐝 𝐈𝐧𝐭𝐞𝐠𝐫𝐚𝐭𝐢𝐨𝐧)• Created and implement control frameworks tailored to the organization's Azure environment• Ensured Azure deployments comply with relevant regulatory and industry standards (e.g. HIPAA, ISO 27001, etc.)• Set up continuous monitoring and alerting for suspicious activities and potential security breaches𝐌𝐢𝐬𝐜𝐞𝐥𝐥𝐚𝐧𝐞𝐨𝐮𝐬 𝐏𝐫𝐨𝐣𝐞𝐜𝐭𝐬 / 𝐈𝐧𝐢𝐭𝐢𝐚𝐭𝐢𝐯𝐞𝐬• Led the development of an API between nCino and Moody's to enable exchange of data between the two applications• Developed an internal credit risk policy chatbot utilizing Microsoft Co-Pilot. This solution enabled internal users to inquire about credit risk and Bank policies to ensure compliance during underwriting

"West Monroe is a digital services firm that was born in technology but built for business—partnering with companies in transformative industries to deliver quantifiable financial value. We believe that digital is a mindset—not a project, a team, or a destination—and it’s something companies become, not something they do. That’s why we work in diverse, multidisciplinary teams that blend management consulting, digital design, and product engineering to move companies from traditional ways of working to digital operating models—and create experiences that transcend the digital and physical worlds."

Long Beach, California, United States

• Gained further experience analyzing more complex lending products, (i.e. construction financing, asset-based lending, international trade finance, syndications, & shared national credit facilities).• Supervised & assisted new analysts in credit risk review engagements.

Long Beach, California

• Gained extensive experience analyzing and reviewing large commercial real estate, hotel financing, leasing activities, C & I, and sub-prime loan products.• Analyze client’s underwriting, financial analysis, and portfolio monitoring methodology to assess loan risk ratings and formulate recommendations.• Determined the financial strength of various borrowing entities to determine repayment ability and compliance with Federal & State regulations.

San Diego, California

• Interim Market Director for the states of Virginia, Florida, and Ohio. Conduct market research on Non-Emergency Medical Transportation providers and identify providers in targeted markets• Conduct data analysis to develop solutions on how to lower costs, increase trip capacity, and improve our transportation network• Led a team of eight to ensure our network of 300+ providers were fully credentialed to abide by each states rules and regulations• Improve network KPI's each month through deep understanding of driver, vehicle, and provider behavior.

Greater San Diego Area

"The Next Generation of Patient Transportation Has Arrived. Built for Healthcare. Designed for NEMT.We’re bringing a new approach to patient transportation. We are a proven, end-to-end solution to the logistics challenge of NEMT (non emergency medical transportation). Advancing performance for all modes, all geographies, and all member needs."

La Jolla, California

• Research market trends, economic indicators, and regulatory changes to provide informed recommendations and insights• Monitor performance of managed portfolios as well as conduct periodic reviews, and recommending adjustments as needed• Assist in the preparation of client presentations and reports, utilizing analytical skills to interpret financial data effectively• Support financial advisors in managing client portfolios, including asset allocation and investment selection

Greater Los Angeles Area

• Managed customer’s books using Quickbooks, and Microsoft Excel• Conducted reconciliations of all bank accounts on a weekly basis as well as all loan accounts on at least a quarterly basis• Maximized office efficiency through handling paperwork and filing with superior attention to detail and work ethic

Orange County

• Balanced the restaurants books, made daily deposits, set budgets with the owner, prepared and presented sales reports• Trained new servers and maintained a high standard of food, service, and safety, prepared reports for staff and food control• Analyzed data through surveys to create restaurant promotions which helped raise the restaurants Yelp score from a 2.5 to a 3.5

Bachelor Of Arts (B.A.), Economics & Accounting

Activities and Societies: Delta Sigma Pi, Undergraduate Accounting Society

Economics & Accounting