Jacob Lutz Email & Phone Number

Jacob A. Lutz, III (“Jake”) led the Firm’s Financial Institutions Group for 20 years, which represents national banks, state banks, thrifts, credit unions, securities firms, insurance companies, and related financial services providers domestically and internationally. He assisted in the formation of new financial institutions, including national banks, state banks, and thrift institutions, their holding companies and affiliates, including non-bank affiliates and subsidiaries. His practice involved all phases of de novo bank organization, including capital formation and structure, corporate governance, stock compensation plans, multi-jurisdiction offerings, private placements, Subchapter S tax considerations and related matters. Jake also advised regarding these bank holding companies and single and multi-bank models, as well as the purchase and sale of bank holding companies, financial institutions, non-bank affiliates, and other financial entities.Jake assisted mature institutions in connection with capital formation and restructuring issues, including new offerings, debt and trust preferred issues, stock repurchases, reverse stock splits, going private transactions, and other related transactions involving the structure and design of capital. He also assisted with charter selection issues, including charter conversions and holding company reorganizations. Jake also assists clients involving banking mergers and acquisitions, and is experienced in representing the buyer in certain transactions and the seller in others. Furthermore, Jake represented institutions involving strategies for responding to hostile takeovers and managing circumstances involving dissident shareholders.Specialties: Financial Institutions; Mergers, Acquisitions & Business Ventures; Securities & Corporate Governance; and International Law