James Mcmorrow Email & Phone Number

Liberty, Mo, Us

Kansas City, Missouri, United States

Kansas City, Missouri

Kansas City, Missouri Area

* Manage risk of a diverse portfolio of commercial loan relationships. * Financial analysis of business entities to identify current and potential risks. * Review credit lines for borrowing base requirements* Monitors and adjusts commercial relationships for risk ratings, charge offs, and accrual status.* Coordinate and establish liquidation value of bank collateral in conjunction with liquidators, appraisers, and other professionals. Collateral includes commercial real estate, residential real estate, and business assets.* Ensures timely resolution of transactions while preserving principal, obtaining fee income, and expense reimbursements through loan workout.* Effectively manage the enforcement of banks rights and remedies if workout plan proves not feasible or further defaults ensue..

St. Joseph, Mo

* Solicit US Bank services to business owners/managers* Small Business Lending* Responsible for branch compliance. Guided branch to successful audit after two failed attempts under previous management.* Managed staff of 12 and day to day operations of branch

Overland Park, Ks

* Introduced & implemented new lending opportunity to “top 3” Overland Park mortgage bank* Delivered effective sales presentations to groups of 2 to 25* Audited all files upon closing* Exceeded volume and fee-income sales goals* Established network of referral sources using innovative sales approaches* Continuously and quickly learned new programs to maximize the value to my client and my company

Kansas City, Mo

* Introduced plan to parent company, Mid America Mortgage, to make use of untapped mortgage markets. Plan resulted in 60% to 100% return on investment each year.* Managed sales staff and loan processors* Responsible for accounting, compliance, budgeting, hiring, payroll & sales* Preliminary Underwriting* Organized investors to sale all closed loans* Business-to-Business Marketing* Continuously and quickly learned new programs to maximize the value to client and company* Established mutually beneficial relationships with decision makers ranging from Accountants, Banking Managers, Loan Officers, and Real Estate Agents* Generated additional residential mortgage sales through internal sources