Provide the senior management team with guidance and insight for making sound financial decisions and achieving optimum operational efficiency.

Franchise Start-Up Financing and Business Acquisition Financing

Oversee the bank's National SBA Franchise Lending vertical. Franchise Lending includes: Start-up funding, Unit Acquisitions, Debt Restructure, Ground Up Construction, Leasehold Build-Outs, FF&E, and Working Capital.Responsible for building relationships with select national franchises, work with their C-Suite to understand the franchise's growth strategies. Work with the Franchise Development Consultants to offer financing options for new franchisees.

SBA 7(a) and 504 Small Business Loan Programs Across The United StatesSpecializing in the following verticals:Franchise Lending and AcquisitionsAccounting and Tax FirmsAutomotive RepairFamily Entertainment CentersFuneral Home and CemeteryGovernment Contracting (DOD, DOT, Etc.)HealthcareHotels (National Flag Brands Only)Insurance Agents and Firms (Expansion and Acquisitions)Investment Advisor/Firm (Acquisitions, Partner Buyouts)Manufacturing – All Industry SectorsPharmaciesSenior CareService IndustriesVeterinaryWhat can you finance?Business Acquisitions/ExpansionOwner-occupied commercial real estateEquipmentInventoryWorking capitalFurniture and fixturesLeasehold improvementsDebt refinanceStart-up businessesLoan Amounts:7(a) Loan Program: $350,000 to $5,000,000504 Loan Program: Up to $15,000,000

Our HistoryPathway Lending was created in 1999 as an economic development agency to increase access to capital for Tennessee businesses. As a Community Development Financial Institution certified by the US Treasury, we do good work. We align capital with opportunity to seed innovation and investment in communities across Tennessee and Alabama. With more than $175 million in loans and 36,000 hours of business advisory services, we’re doing right by our clients, investors and partners.Our MissionThe mission of Pathway Lending is to provide lending solutions and educational services that support the development, growth, and preservation of underserved small businesses, affordable housing, and sustainable communities.We are financing businesses and strengthening communities.Our Target MarketPathway Lending serves businesses throughout Tennessee and Alabama; but focuses its activities on underserved Target Markets that include businesses located in Qualified Investment Areas (as defined by low-income census tracts, poverty rates, and unemployment statistics) and African-American owned businesses.Our Board of DirectorsPathway Lending is a private, 501(c)3 organization governed by an independent board of directors. The board provides fiduciary and organizational oversight and ensures we achieve our mission of growing businesses and strengthening Alabama and Tennessee communities.

Results Business Services specializes in facilitating the transition of ownership of businesses with revenues up to $10 million dollars. We have an extensive network to help facilitate your sell or purchase in both Alabama and Tennessee. Take the stress out of finding your next adventure or passing on your life's work to some one else. Contact Results Business Services today.www.ResultsBusinessServices.com

Instrumental in the design and development of the C&I, CRE, Retail, SBA and Treasury Management Line of Businesses within the Metro Bank Division of First Advantage Bank.

Responsible for the financial performance of the Business Banking Department in Northeast Tennessee. Lead a team of 11 full time employees comprised of Business Bankers, Business Developement Officers, and the department's administrative support staff.Member of the First Horizon FoundationMember of the Business Financial Services Steering CommitteeMember of the Small Business/Business Banking Loan Portfolio Quality Asset CommitteeMember of the First Horizon Green Group

Business Banking Relationship Manager for the Birmingham, Anniston, and Gadsden, Alabama markets.Annual Gold Club recipient (top 10% producer in the Business Banking Line of Business). Acheived nearly 200% of annual scorecard goal.

Responsible for multiple size branches during this time period ranging from a Denovo (Helena Office) to the oldest branch (Bessemeer, AL) in the AmSouth organization.Specialized in Small Business Banking client acquisition.2006 Chairman Club Recipient2006 North Central Alabama Sales Leadership ClubMay 2005 - Recipient of AmSouth's Birmingham Best AwardDeveloped 6 Teller Excellence Award winners and 1 Birmingham Best Award winner.Acheived DeNovo branch incentive by raising deposits over $14 million in a 12 month period.