John Ruth Email & Phone Number

Zurich, Zurich, Ch

Reserving

Chicago, Illinois, Us

Served key involvement with programs such as cell-phone warranty, select risk, healthcare, surety and vehicle warranty multi-coverage exposure (both claims-made and occurrence coverage types). Managed and trained six direct reports at different points with many moving into management roles over their tenure. Oversaw monthly financial close and quarterly close. Oversaw $2,500,000,000 in reserves. Directed strengthening of reserves over $300,000,000 in healthcare in 2002-2003 to set balance sheet in healthy position. Communicated with senior leadership and finance, pricing, and underwriting results of financial close.Managed reserve reviews of various products, quarterly.o Developed diagnostics and means of reserving outside of contemporary triangle methods.o Organized documentation and training materials for reserving staff and internal auditors.o Developed reserve range modeling.o Oversaw multiple reserve reviews per quarter and ensured timely completion to explain results with business partners.o Presented results and recommendations to senior leadership.Completed special projects independently and within required timeframes, including:o Reinsurance commutations.o Collaborated with external and internal auditors.o Developed actuarial opinion work-papers.o Completed commutations netting PTOI gains.o Developed quarterly claim metric expectations and helped claim organization focus their energies.

Chicago, Illinois, Us

Oversaw programs/lines of business, large accounts, multi-line retro and large deductible account reserving, workers comp and excess and surplus lines. Re-vamped large account retro database in SAS to more accurately project retro premium reserves. Increased retro reserves more accurately by $70,000,000.

Chicago, Illinois, Us

Specialty Pricing - Various programs/lines of business, entertainment book, multi-line. Professional E&O/D&O lines of business rate projections and filings for entertainment book.

Chicago, Illinois, Us

Risk Management Pricing - Large account pricing, Retrospectively Rated and Large Deductible.

Master Of Science, Actuarial Science

Bachelors Of Science, Math