John Wang Email & Phone Number

Manage executive reporting, business intelligence, and risk governance to optimize financial and risk decision making.

Alpharetta, Georgia, United States

Responsible for instituting and delivering best-in-class data, scoring, analytical and strategic solutions for consumer and small business focused financial institutions in North America (US and Canada). Harnessing the power of Trust Science proprietary alternative data and industry leading machine learning/AI technology to enable lenders to achieve 10x+ ROI and under-served consumers to get the credit they deserve.

Alpharetta Ga

Managed a team of data scientists supporting Equifax largest business lines ($1B+ revenue), providing data and analytical support for key strategic initiatives to grow revenue in mortgage, housing, capital market, and auto, as well as developing customized solutions and analytics helping Equifax clients address their business issues and challenges.

Alpharetta Ga

Subject matter expert in credit bureau data, attributes, and scoring solutions. Added responsibility to lead an CEO initiative to quantify the value of trended data, identifying over $100B incremental value in different industries and use cases. Leader in establishing the best-in-class industry processes in model documentation, model performance monitoring, and monitoring automation.

Greater Omaha Area

Developing and instituting a full suite of portfolio risk management strategies for the emerging near prime portfolio from concept to execution, growing receivables 600% in 3 years. Credit card industry expert in risk management and policy, consumer life cycle management from from cradle to grave, and credit strategy making.

Mettawa, Il

Rotated in different roles in credit risk functions managing teams of analysts on consumer life-cycle credit risk strategy and policy, origination and credit risk scorecards, behavior and marketing scorecards, and loss forecast. Rich experiences in credit policy and strategy making in a full economic cycle from expansion/booming to recession/crisis. Created quantifiable business value over $16 Million.

Salinas, California Area

Progressed from an entry level analyst to senior then to lead analyst in three years. Became a go-to person in CLI and BT analytics, test experimental design, and strategy management.