John Lilly Email & Phone Number

Grand Rapids, Michigan, United States

• My role is responsible for reviewing projects that have a significant financial impact on the company. Provides support to the CEO, President, Operations and Accounting/Tax and Finance departments. Performs financial.
• Performs acquisition analysis, due diligence, financing and portfolio integration across the portfolio.
• Complete Third-Party Property Questionnaires
• Underwriting analysis, research and verification to properly produce proformas and justifiable valuations of commercial real estate.
• Communicate and work with all company departments for proper transitions into and out of the portfolio. Communicate loan covenants, requirements, and compliance to regional managers.
• Works closely with third parties, legal teams, lenders, sellers, brokers, appraisers, title agents, and assessors to facilitate information sharing and relationship building.

Grand Rapids, Michigan, United States

• Performs acquisition analysis, due diligence, financing and portfolio integration across the portfolio.
• Complete Third-Party Property Questionnaires
• Underwriting analysis, research and verification to properly produce proformas and justifiable valuations of commercial real estate.
• Communicate and work with all company departments for proper transitions into and out of the portfolio. Communicate loan covenants, requirements, and compliance to regional managers.
• Works closely with third parties, legal teams, lenders, sellers, brokers, appraisers, title agents, and assessors to facilitate information sharing and relationship building.

Work with businesses to develop relationship with the bank and manage that relationship

Traverse City, Michigan

Commercial Loan Officer and Relationship Banker in Traverse City market. Currently managing a $25 Million Dollar portfolio while also assisting with transitioning a newly aquired market into Independent Banks corporate structure. Lending experence in C&I, Private Practice, Spec. Housing, Acquisitions, and Non-Profits.

Grand Rapids, Michigan

• I am a Senior Commercial Credit Analyst at Independent Bank. On a daily basis, I analyze a variety of organizations and industries that include manufacturing, private practice, construction, municipalities, and.
• Credit analysis for deals $1-15 Million in the West Michigan Commercial Lending Department (July 2015 - Present)
• Credit analysis for deals under $1 Million in the Small Business Underwriting Department (August 2013 - July of 2015)
• Analyze/research businesses, organizations and industries for credit and economic risks
• Commercial Real Estate Evaluations for collateral analyses
• Attending client meetings for loan presentations with Lenders

East Lansing, Michigan

- Responsible for transport, assembly, operation, and lock-up of MiPhotobooth assets- Regularly used sales background to engage guests, renters, event coordinators, and other prospective customers to book additional business for the company and cross sell products

Holland

- Responsible for assisting customers with financing needs- Filling out and processing necessary legal paperwork in order to contract customers with lenders and the State of Michigan.- Presented products for protecting customer’s vehicles and their credit with warranties and credit insurance products.-Averaged just over 600 dollars of profit on financed.

- Member of both the company’s Accounting and Finance team- Evaluated projects profitability & produced presentations for the CFO & purchasing department.- Designed & performed energy use analysis of the company’s headquarters for tax benefits- Worked with out of state governments to pay taxes and register Trendway to sell products in their state

- Assisted design team with brainstorming and production of advertisements- Picked up orders and dropped off product to customers- Researched competitors and produced compare & contrast fact sheets

- Received one on one training in sales from Jeff Elhart, owner of Elhart Automotive- Sold new and used cars as a summer job after my freshmen year at Michigan State- Sold an average of 3 cars per week totaling over 30 vehicles, with 7 sales in my final week- Always met my quota of two vehicles per week, including my first few weeks

Bachelor'S Degree, Finance

Education record

Education record