Jon Wang Email & Phone Number

New York, Ny, Us

Monitors Credit Union's loan portfolio to insure optimum performance to achieve organizational goals, objectives and targets.Coordinate and support Nassau Financial Collection efforts, including all third party vendors.Develop, generate and maintain lending and collection related reports for Executive Management. Serve and coordinate the activities of the Loan Review Committee.Preparation and management of department budget.Oversees File Clerks and Vehicle Lien Department.

Solicited, developed, negotiated and coordinated the closing of consumer, residential, and business loans.Established new contacts with realtors with direct marketing and proven sales techniques.Nurtured and developed businesses with existing realtor and client base.Assisted prospective applicants who have difficulty qualifying for traditional loans.Managed pipeline of applications and closings.Read tri-merge credit bureau and place loan based on credit worthiness and customer's needs.

Determined the most appropriate type of loan for a particular client, and explained specific requirements and restrictions associated with the loan.Built strong internal working relationships with underwriting and processing correspondentsEstablished relationships with realtors and potential cliental.Analyzed and verified the application to determine credit worthiness of the client and the probability of repayment.Expedited loan applications/closings.

Established sales contacts with realtors to obtain and nurture business.Structured loans to improve probability of approval.Calculated financial obligations versus gross monthly income for clients.Analyzed all three credit repositories to ascertain credit worthiness.Submitted clients information to DU and LP to render credit decisionClosed approximately $4 million in loans in 2004.

Reviewed credit data and made decisions on credit applications based on credit worthiness.Supervised fellow Credit Analysts and Discounters.Produced on average of 50 loans per month averaging $17K per loan.Interacted with 30 dealerships through marketing automotive programs.Trained new employees on programs and internal systems. Initiated first payment default calls to customers to ensure prompt payment.