Jonathan Schor Email & Phone Number

Philadelphia, Pennsylvania, United States

Greater Philadelphia

Structured, underwrote, syndicated and managed leveraged finance transactions, supporting financial sponsors and corporate clients. Invested $1.3B in first lien, second lien, mezzanine, unitranche and last out debt to companies in building products, industrial, consumer products, transportation, government services, food manufacturing, business services and healthcare verticals.• Performed fundamental financial and credit analysis, attended management and sponsor meetings, negotiated legal documentation, and prepared investment committee memorandums• Worked intimately with C-suite executives of borrowers on executing their initiatives and recommended financial, operational, and strategic actions to generate earnings growth• Developed robust financial models and conducted detailed industry and competitor analysis• Prepared quarterly reviews, discussed internal fund strategy on various credits, led amendment negotiations and analysis, and served as board observer on select fund investments• Experienced in turnaround management negotiating business and legal issues, evaluating restructuring alternatives, and performing recovery/returns analysis• Manager of three Portfolio Analyst direct reports who are responsible for inputting monthly financial data, tracking trends in financial performance of portfolio investments, constructing financial and operating models, and drafting credit memorandums on portfolio amendments as needed• Oversaw middle office functions of a $2.0B private credit fund providing a seamless transition of critical data from loan origination to back office administration • Developed and maintained LBC’s proprietary portfolio management credit monitoring system which preserves all qualitative and quantitative data of portfolio investments and provides dashboard capabilities to analyze portfolio trends

Philadelphia, Pennsylvania, United States

Employment with Wachovia Bank prior to Wells Fargo acquisition.Identified, measured, monitored and managed risk in assigned portfolio of 50 retail and consumer product companies. Evaluated clients’ cash flow and liquidity in order to assess credit-worthiness and debt capacity. Drafted and distributed internal and external credit memorandums detailing credit scenario and recommended action in support of portfolio manager’s decision process. • Assigned borrower and facility risk ratings based on debt service ratios, collateral and guarantor support.• Drove structuring, underwriting and servicing functions related to credit management process.

Philadelphia, Pennsylvania, United States

Employment with Wachovia Bank prior to Wells Fargo acquisition.Reviewed and analyzed loan transactions for preliminary approval or denial in accordance with credit policy guidelines. Prepared and delivered accurate and timely analysis of both financial and non-financial information to risk managers for decision-making. Developed level of knowledge and grasp for all business specific products via in-depth research and analysis efforts. Supported risk managers in conducting credit investigations, analyzing credit information and preparing credit write-ups. Analyzed client financial statements and tested clients’ compliance with credit agreement covenants.