Vp - Commercial Flood Quality Control Specialist
CurrentEnsure full and comprehensive regulatory quality reviews providing final authorization for all related regulatory Flood processes for the highest risk and complex portfolios within Wholesale/Commercial Flood Operations. Perform end-to-end final file reviews to ensure audit/exam readiness for policy renewals, and lender placement insurance or lender modification/cancellations. Verify that all structures have been properly identified on every regulatory transaction. Ensure compliance with internal requirements and agency or government regulations and policy. Drives recommendations for changes and/or risk mitigation opportunities to reduce or eliminate exposure in the portfolio. Act as a senior subject matter expert providing guidance and support to other team members. Evaluate complex exposures to minimize the possibility of loss and impact for a highly regulated portfolio. Perform comprehensive research and evaluations of complex operations/situations and risk exposures. Analyze root causes to provide coaching, training and defect management to team members.Identify and/or resolve regulatory or policy interpretation issue with Control Partners and Quality Control leadership, and Legal to ensure compliance and consistency.Support the regulatory issues and reporting process. Responsible for a variety of pre-close and post-close activities for the most complex commercial, commercial real estate and/or problem loans. Coordinate all aspects of loan closings.perform customer, loan and regulatory diligence; on-going portfolio maintenance.Provide guidance and training to other team members.