Jose Cabrera Email & Phone Number

Emeryville, California, United States

Closing Disclosures and docs order preparation

Oakland, California

Global Lending Inc. is currently looking to hire MLO with NMLS and DRE license in CA that have experience or very little experience. Training and mortgage loan leads are available. Feel free to reach out to me via email cabrerajose0107@gmail.comThank you sincerelyJose Cabrera

Walnut Creek, Ca

Loan processor to wholesale non QM lenders- Review file to verify min requirements to issue LE and complete disclosure package.- Submit file to Investor into their portal/website- Upload all required docs for processing and pre-underwriting by the investor- Order Appraisal using required and approved AMC- Clear conditions Prior to Docs with MLO, PA, and Investor- Complete Doc Order and provided Final Fees and Insurance- Complete funding procedure using internal company system.

Walnut Creek, Ca

• Ensure compliance and law regulations, rules and guidelines are met at time of mortgage loan origination and submission.• Escalate and report on deficiencies identified to brokers and management.• Coordinate and communicate with compliance associates to ensure all documents and disclosures are in accordance with federal, state, local and agency rules and regulations.• Serve as liaison between Compliance and brokers and other support teams on identifying and addressing compliance concerns as changes are made to policy and procedures or new regulations are issued.• Receiving loan files via email and/or efax, reviewing files for completeness before setting file up into Data Trac System.• Review the LE submitted by broker to ensure that the file received was acceptable prior to starting data entry.• Issuing the required borrowers disclosures within the government required 3 days time period.• Completing and sending disclosures to borrowers.• Assist brokers with the status of loan files or issues with interfacing /uploading loan files.• Provide exceptional customer service

Walnut Creek, Ca

Assisted the mortgage loan officer will all daily day to day responsibilities. Entered pre-approval mortgage loans into the database. Requested title insurance documents.

Concord, Ca

Provides support to Escrow department by assisting with customer service and administrative duties related to escrow closings.Opens orders, inputs closing statements from a worksheet prepared by Escrow Officer.Prepares documents for closing and handles the complete disbursement and follow up of all escrow transactions.Communicates requirements and other information to clients including Title exceptions.Interprets earnest money agreements as they relate to closing and prepare all documents require for transactions.

Walnut Creek, Ca

Requested origination mortgage files from lenders.Daily checked in a minimum of 25 files for critical documents, such as loan application, appraisals, credit report, HUD-1, 4506-T, and loan approvals with conditions via CD, email, and/or hard copy. Updated status if the file was complete or missing documents by logging comments in to the share point database.Provided customer support. Assist Servicers with their inquiries. Resolved Servicer issues. Established a great working relationship with the servicers and lenders.

Walnut Creek, Ca

Answered all incoming Customer Service calls within requirement of 20 seconds or less.Responded to servicers request for maintenance and research within 24 hours of receiving the request through the call center, via email, and via faxed.Cooperatively handled request from many PMI internal departments, sales associates, and Account Executives.Processed cancellations of coverage, accommodations, remedies, disclosures, coverage maintenance, payments, refunds, lender name changes and mergers, modifications, and reinstatements while obtaining PMI's guidelines and procedure.Utilized monthly cure reports to collect premium due prior to coverage cancellation.Provided customer support. Assisted Servicers with their inquiries. Resolved Servicer issues. Established a great working relationship with the servicers and lenders.

Walnut Creek, Ca

Handled incoming mail request from servicers, such as cancellations, reinstatements, and loan funding dates.Researched all return PMI refund checks, researched recipients current mailing address, reissued refunds for customers that were not able to cash/deposit checks within 180 valid days of its issue date.Checked in and distributed all incoming mail and inter office mail within field offices and home office departments.

Walnut Creek, Ca

• Maintained PMI associates cubicle relocations.• Reception and front desk coverage.• Assisted copy clerk and mail clerk with their daily task responsibilities.• Provided internal departmental support. Assist associates with their inquiries. Resolved associates issues. Established a great working relationship with associates, managers, and Vice Presidents.

San Francisco, Ca

Maintained all printing and copy request for all internal departments and sales team daily.Handled troubleshooting service calls for copy and fax machines through PMI headquarters.Delivered paper, fax and printer toner to all internal departments within PMI.

San Francisco, Ca

Maintained file/records in PMI's File Center. Implemented record retention policies and procedures.