Muhammad Junaid Email & Phone Number

Ottawa, ON, CA

Bishkek, Kyrgyzstan / Dushanbe, Tajikistan

• The Enterprise and Innovation Programme (EIP) is funded by the UKAid (FCDO) and implemented by DAI Global to promote a robust, diversified and inclusive private sector in Tajikistan and Kyrgyzstan. The programme.
• To establish business innovation centres in Tajikistan and Kyrgyzstan and provide business advice to enterprises with the potential and ambition for growth
• To strengthen the business advisory infrastructure and thereby increase the sustainability of these services after the programme has ended
• To provide business advice to MSMEs, including technical and softer skills that make successful entrepreneurs.

Bishkek, Kyrgyzstan / Dushanbe, Tajikistan

• The Policy Innovation Facility (PIF), a programme funded by the UKAid (FCDO) and implemented by DAI Global, supports the governments of Kyrgyzstan and Tajikistan to help create a business enabling environment, to.
• Demand-driven, short-term Technical Assistance (TA) to Tajik and Kyrgyz government Ministries, Departments and Agencies (MDAs), providing them with expert advice or knowledge products that offer analysis and.
• Capacity building of the selected MDA officials to improve their policymaking and policy implementation skills.

Lahore, Pakistan

• Led the Punjab Enabling Environment Project (PEEP)—a USAID-funded $20 million, seven-year effort to help create a competitive business environment in the agriculture, livestock and food security sectors to promote.
• With PEEP’s technical assistance, Punjab became the first province in Pakistan to introduce a pro-private sector Agriculture Policy with a focus on improving competitiveness, engaging women and youth in agriculture and.
• PEEP collaborated with key government, non-government, and private sector organizations to develop award-winning market systems such as “Women Empowerment in South Punjab through Investment in Rural Economy.
• Provided technical assistance and financial grants to the Government of Punjab and the private sector to support the development of an “Olive valley” in the province, and to develop olive related value chains and.
• In collaboration with the World Food Programme, assisted the Punjab Food Department to modernize the wheat storage system through Public-Private Partnerships.
• Supported the Government of Punjab, selected banks, and the private sector to create a warehouse receipt finance system in the province.

Dhaka, Bangladesh

Participated in the design and led the inception phase of the BFP-B--a GBP 29 million DFID-funded project to increase access to finance for micro and small enterprises (MSEs) in Bangladesh. The project design envisaged four major outcomes: 1) improved policy and regulatory environment for MSE finance; 2) Effective financial infrastructure available to.

Pakistan

Worked on several successful new business proposals.

Baghdad, Iraq

• Led the Tijara’s Microfinance component to build the Microfinance industry and increase access to finance for MSMEs in Iraq. The project helped establish 12 microfinance institutions, a credit guarantee fund, and a.
• Led the stakeholders’ effort to develop the MSME-Finance Companies Ordinance decreed by the Central Bank of Iraq (CBI) to facilitate the establishment of regulated NBFIs.
• Assisted the Government of Iraq’s NGO Directorate to develop regulations to support NGO MFIs, and supported the capacity development of NGO Directorate in microfinance best practices.
• Established the State of Iraq’s Microfinance Industry as an annual industry publication analyzing market dynamics, performance, and future potential towards building an inclusive financial sector. MSME Industry Support.
• Directed the training and capacity building activities for board members, management, and staff of Iraqi banks and microfinance institutions.
• Created a cadre of the training providers through developing TOT programs. The project trained more than 2000 financial sector professionals to effectively serve Iraqi MSMEs.

UNDP Regional Service Centre For Asia, Colombo, Sri Lanka

 Provided regional leadership in financial inclusion grants program and technical support to UNCDF and UNDP program countries in Asia including India, Nepal, Timor-Leste, Myanmar, Lao PDR, and Bhutan.  Led the donor coordination to support governments, central banks, donors, and other key stakeholders in Asia to establish national strategies, policies.

• As Chief of Party for a multi-million dollar USAID-funded technical assistance project, led a consortium of four international development firms (ACDI/VOCA, Pragma Corp., QED Group and MBA Enterprise Corps) to develop.
• Delivered TA to Central Bank's credit information registry to make it a sustainable business unit, and to include microfinance institutions in the credit information system.
• Prepared a feasibility study for an electronic filing office for moveable property.
• Assisted Azerbaijan Mortgage Fund in its formation stage in legal documentation, strategic planning, financial management and human resource development.
• Led the project’s efforts to increase technical and management capacity of financial sector professionals through various training initiatives.
• Accounting Certification Program: The project introduced Certified International Professional Accountant (CIPA)—the first accounting certification program in Azerbaijan.

• Designed and implemented a highly successful microfinance project funded by USAID and SDC to develop microfinance sector in Kyrgyzstan. The project resulted in more than 1000% growth in the microfinance portfolio.
• Assisted the National Bank of Kyrgyz Republic (NBKR) to develop an enabling legal and regulatory framework for microfinance institutions in Kyrgyzstan—the first in any central Asian country.
• Participated in the steering committee to establish the first private sector credit bureau for banks and MFIs in Kyrgyzstan.
• Led the initiative to establish the Association of Microfinance Institutions in Kyrgyzstan.
• Provided TA for creation and sustainable development of Bai Tushum Financial Fund (BTFF)—the first locally incorporated rural microfinance institution in Kyrgyzstan, which obtained an overall “A+” rating within three.

Lilongwe, Malawi

• Malawi Rural Finance Company was established in 1994 as part of the World Bank funded Rural Financial Services Project and supported by IFAD. It has become one of the largest providers of rural and urban microfinance.
• Designed strategy for the MRFC’s MSME lending operations;
• Led the process of product development, including lending to small and medium enterprises and a pilot project for savings mobilization.
• Developed and conducted training programs for managers, loan officers and clients.
• Introduced the performance-based incentive system for loan officers.
• Held the line responsibility for MRFC credit division. Mentored and trained the local credit manager to take up the position.

Mba, Leadership, Business Strategy, Finance

Postgraduate Diploma, Islamic Banking And Insurance

Postgraduate Diploma, Banking

Mpa, Public Policy

B.Com, Accounting, Banking