Karim Akram Khan Email & Phone Number

Pakistan

Karachi, Pakistan

Islamabad

National Bank of Pakistan is the largest commercial bank in the country with a network of 1,500+ branches and 20,000+ employees. Responsible for Remedial Management & Recoveries of stressed assets, for Non-Performing Loan portfolio across 12 out of 21 Regions, comprising of over 550 branches. • Responsible for Remedial Management & Recoveries of stressed assets for NPL portfolio across 12 out of 21 Regions, comprising of over 550 branches. • Proactively managing impaired loan portfolio by employing a variety of remedial management techniques to improve credit quality and maximize recoveries, thus reducing losses.• Approving credit proposals for Settlement, Rescheduling, Restructuring, deferments & modifications, and decision making on payoffs / short payoffs for curing stressed loans.• Incorporating hands-on approach & strategic use of litigation as delivery owner of credit strategies & policies across recoveries, coupled with enforcement of securities and tactical solutions.• Facilitating field offices & branches on negotiating credit plans for maximizing recoveries from impaired loans.

Islamabad, Pakistan

National Accountability Bureau, country’s apex anti-corruption organization, is entrusted with the responsibility to investigate & prosecute offences of corruption, particularly pertaining to Banks and Financial Institutions. • Reporting to Director General of country’s apex anti-corruption body, managed teams of investigative experts to investigate financial crimes including Frauds & Defaults, Financial Corruption, Money Laundering, etc.• Successfully planned & executed investigations, identifying best practices at various stages of investigations.• Maximized recoveries of embezzled funds through arrests, seizure of assets, and prosecution in Courts.• Undertook concrete actions for fraud prevention, improvement of processes, and to control weaknesses.• Took immediate decisions on legal situations in liaison with the Legal experts.• Took decisions as Member of the Executive Board, for approval of inquiries & investigations, filing of References.

Karachi, Pakistan

• Reporting to Group Head-Corporate & Investment Banking Group, managed a team of credit analysts for Corporate Credit Portfolio, comprising Medium & Large size corporate customers.• Directed Credit Evaluation of Corporate Credit Risk, involving in-depth business, industry & financial analysis of various businesses across diverse industries involving various types of financing such as Working Capital, Long Term, Project financing, as well as Green Field, Syndicate & Consortium financing;• Demonstrated adeptness in Rescheduling & Restructuring of large corporate & commercial loans.• Handled regular & complex transaction flow with a highly deadline focused approach.• Implemented various credit models, sensitivity analysis, and forecasting of future repayment of funds.• Independently interacted with Bank’s key clients, reviewing customers’ Risk Ratings.• Took ownership for credit risk review & compliance with all internal policies and regulatory requirements.

Karachi, Pakistan

Responsible for following vis-à-vis Financial Control of bank’s International Operations (26 branches & 4 representative offices):• Allocated business, financial & budget targets, and identified areas for profit growth.• Conducted effective reporting to bank’s management, internal customers and Central Bank.• Developed, monitored and evaluated business & financial forecasting.• Developed Strategic Plans including Business & Financial Plans, Trade Business Plans for international operations.

Karachi, Pakistan

Responsible for managing clients pertaining to Bank’s Credit Card Services and Liability Marketing, also entailing Affiliate / Relationship Management for five major banks of the country.• Headed Issuance and Charge-Back Departments of Cards Services.• Took active part in successful implementation of new Credit Card System.• Streamlined all Card related systems & maintained internal & external relationships.• Undertook troubleshooting on all affiliate related issues including resolving software based issues.

Karachi, Pakistan

• Established Corporate Branches Network across the country, was responsible for successful establishment of 12 Corporate Branches, monitoring business development portfolio, enhancing profitability & growth, and to meet business targets. • Responsible for business development of business relationships with corporate customers to ensure business growth. Also headed various departments at the branch including Credit, Liability Marketing and Remittances.

Master Of Business Administration (Mba), Business & Finance

Bachelor Of Business Administration (Bba), Business & Finance

Education record

Education record

Education record