Muhammad Kazim Fidani, Cfa Email & Phone Number

Toronto, Ontario, Canada

Karāchi, Sindh, Pakistan

- Performed qualitative and quantitative analysis on listed companies on the stock exchange under banking, pharmaceuticals, chemical, food, textile, real estate (REITs), and conglomerate sectors and provided recommendations for investment decisions.- Prepared and presented morning briefings to CIO, fund managers, fixed income, and equity teams. Morning briefing included all news & updates on politics, capital markets, economy, and international commodity prices.- Attended several in-person and online analyst/investors briefing sessions of companies post financial results and on special occasions.- Interacted with internal fund managers to discuss potential investment opportunities, industry professionals to discuss the current market trend, and executives of the investee and prospected companies to discuss their organization performance and project updates.- Monitored financial press closely and tracked market trends, opportunities, risks, and new investment opportunities.- Prepared and reviewed financial models made by junior analysts and mentored them to perform assigned tasks.- Performed in-depth analysis and presented investment cases on three IPOs.- Conducted extensive research and forecasted the current account deficit by analyzing the data provided by the government. The analysis included but was not limited to the forecasting of trade, remittances, and Foreign Direct Investment (FDI). - Responsible for presenting perspective and analysis of the economic situation, alongside its implications for the investment portfolio and strategy.- Penned Economy writeup for monthly Fund Manager Reports (FMR), which included holistic highlights of relevant events during the month.- Took on ad hoc projects, such as evaluating a prospective telehealth venture, for US$5M Series A funding.

Karāchi, Sindh, Pakistan

- Managed the franchise and exclusive company e-commerce store of the renowned brand at major e-commerce stores, including Daraz (Alibaba Group).- Involved in managing finances, budgeting, taxation, staff management, and operations (for store & online).- Monitored and analyzed revenue trends and profitability to gauge store and online business performance.- Engaged closely with the brand and its marketing team for in-store and online sales promotions.- Maintained relationships with existing e-commerce tie-ups and onboarded new online partners for selling products.

Karāchi, Sindh, Pakistan

- Managed relationships with international tie-ups and tapped on new clients (Banks, exchange companies, and Money Transfer Organizations) for routing home remittance business to Meezan Bank.- Ensured clients adhered to the bank's customer due diligence (CDD) requirements.- Maintained home remittances business data from all branches and ensured periodic targets were met.- Conducted financial analysis of clients to propose funded and non-funded limits.- Functioned as a liaison between the client and the operations department for smooth processing of transactions and quality service.- Provided support to branches to increase home remittance business and resolve their queries with clients.- Devised a marketing plan with clients and the marketing department of Meezan Bank to bolster the home remittance business.- Updated the department policy and SOP based on feedback from internal stakeholders at the time of the annual review.

Karāchi, Sindh, Pakistan

- Processed credit proposals/applications, memorandums, and conducted risk analysis of Small & Medium size Enterprise (SME) and commercial segment clients by assessing their financials, collateral, capability to repay the finance, and their market reputation by adhering to banks and regulator policies. - Proposed and recommended credit limits for various products based on the financial analysis and review of the credit proposals.- Corresponded with regions, areas, and branches concerning their credit proposals and other applications. - Liaison with risk and other relevant departments for approvals of credit proposals and other applications. - Ensured adherence to Central Bank’s Prudential Regulations (PRs) and complied with the bank's credit policies, procedures, and guidelines. - Managed Non-Performing Loan (NPL) portfolio periodically and informed the business teams regarding its provisioning as per the PRs.

Karāchi, Sindh, Pakistan

Karāchi, Sindh, Pakistan

Karāchi, Sindh, Pakistan

Karāchi, Sindh, Pakistan

Karāchi, Sindh, Pakistan

Karāchi, Sindh, Pakistan

Postgraduate Degree, Accounting And Finance

Bba, Finance, General