Experienced NBFC Onward Lending and Structured Finance Specialist | Driving Financial Product Innovation and GrowthWith over Eighteen years of expertise in Financial Product Life Cycle, I specialize in the product journey from ideation and test-marketing to concept selling, launch, scale up, and refinement phases. My hands-on involvement in crafting diverse lending products and risk assessment tools has been stand out feature of earlier roles.I currently lead the Sales team at Profectus Capital Pvt. Ltd, focusing on NBFC Funding and Structured Finance Business contributing to business AUM. Earlier, at Reliance Capital, I led the business as Product Head for Emerging Markets Business, Agri-Funding, and SME Lending, managing multifaceted responsibilities ranging from product innovation and customer satisfaction to channel management and P&L monitoring.My journey also includes a pivotal stint at CRISIL Limited, where I managed ratings and business school gradings, where I picked up my analytical prowess. My educational background includes a Chartered Accountant qualification from The Institute of Chartered Accountants of India, complemented by a B.Com degree from the University of Mumbai.I thrive on innovation, customer-centric strategies, and fostering growth in the financial sector. Let's connect and collaborate on driving visionary financial solutions.