Michael Kenyon Email & Phone Number

Greer, South Carolina, United States

As the Vice President of Mortgage Solutions I am responsible for the control, management, and administration of the daily operations, growth, and future direction of the mortgage division for Greenville Federal Credit Union.

Washington Dc-Baltimore Area

• Hired to oversee a team of 5 producing Mortgage Loan Officers and provide strategic guidance through origination, processing, funding, and sale of conventional, FHA, VA, jumbo/non-conforming, non-QM, Reverse, and Home Equity Conversion Mortgage loans• Perform as the face of the company within the DC Metro area, hiring a team and standing up a branch through difficult economic times• Regularly monitor and evaluate the branch’s financial performance concerning short- and long-term goals, budgets, and forecasts, leveraging the data to make changes as needed to ensure alignment with organizational objectives• Perform as subject matter expert concerning income-based loan programs, including Home Ready, Home Possible, USDA, CHENOA, and state and municipality-sponsored programs such as VHDA (Virginia Housing Development Authority), DC Open Doors, and MMP (Maryland Mortgage Program) and other DPA (down payment assistance) loan programs and sponsoring organizations• Remain abreast of the ever-changing company and investor products, including Fannie Mae (FNMA) and Freddie Mac (FHLMC) single-family and multi-family conforming, high-balance conforming, non-conforming, single-family and multi-family Federal Housing Administration (FHA), Veteran Administration (VA), and Non-Conforming fixed and adjustable-rate mortgage (ARM) loan products

Leesburg, Virginia, United States

• Recruited to perform as the Area Manager and Senior Loan Officer, overseeing all aspects of the loan life cycle from client acquisition through post-closing and sale to a future servicer• Developed and cultivated professional relationships with 3rd parties such as realtors, builders, financial professionals, and the public while executing mortgage loans, establishing an extensive network to drive organizational growth and revenue increases• Ensured a deep understanding of all investor products and services, providing clients with all the options to ensure the best loan alignment with individual needs• Leveraged performance data to monitor area performance and compare to organizational goals, providing insight and recommendations to secure growth• Established a focus on regulatory compliance and standards to ensure conformity with Fannie Mae (FNMA), Freddie Mac (FHLMC), Housing and Urban Development (HUD), Department of Veterans Affairs (VA), non-conforming investor guidelines, and underwriting findings

Leesburg, Virginia, United States

• Performed as Branch Manager and Senior Loan Officer and oversaw branch operations, including compliance, sales, marketing, administration, training, and loan officer education and licensing, focusing on achieving top performance to drive growth• Served as the Financing team lead concerning all residential real estate transactions, supporting a multi-million-dollar pipeline spanning the end-to-end loan life cycle processes• Functioned as the face of the organization working with banks, financial partners, institutions, investors, auditors, and the public• Developed and implemented yearly financial objectives, ensuring alignment with organizational goals and supporting growth and expansion• Overcame significant obstacles during the Covid-19 pandemic, continuing to produce at a high rate and deliver $90M in closed loan volume for the branch resulting in more than $2.2M in gross revenue• Utilized social media platforms to drive brand awareness and communicate with existing and potential clients, including mortgage blogs, Facebook, Twitter, Instagram, LinkedIn, YouTube, and TikTok• Communicated with cross-functional teams and external 3rd party vendors regularly, assisting with any issues and ensuring the timely delivery of required loan elements• Delivered consistent top performance, ranking #3 Loan Officer out of 392 in dollar volume for April 2020 and #5 Office out of 189 in dollar volume for April 2020

Ashburn, Virginia, United States

• Started at Intercoastal as a Mortgage Consultant generating $12M a year and was promoted to Senior Loan Officer, averaging more than 80 closed transactions and $32M a year in individual production, ultimately becoming Vice President and designated lender for 2 builder accounts• Delivered consistent demonstration of expertise in knowledge, execution, sales, and leadership, achieving recognition out of 40 loan officers to represent the company at an affiliated realty company and awarded multiple builders accounts• Authored a monthly newsletter for an affiliated realty company that reached more than 800 realtors and 1000s of prospective new home buyers, expanding brand awareness and supporting organizational growth• Performed as the Financing team lead for residential real estate transactions supporting a multi-million-dollar pipeline encompassing end-to-end loan life cycles processes• Responsible for identifying, developing, and executing various business initiatives, product launches, and innovative service offerings, including obtaining a Colorado MLO license to support future expansion into new markets• Recognized for continuous top performance receiving a nomination to Expert Network in 2016, featured in Top Agent Magazine in March 2016, earning an incentive trip for Top Producers in January 2017, and achieving Forbes Real Estate Council Top Producers in 2017 and 2018

Master Of Business Administration - Mba, Real Estate

Bachelor Of Science - Bs, Political Science And Government And Speech Communication

Activities and Societies: Ice Hockey - Team President

Education record