Kumar Keshav

Kumar Keshav Email and Phone Number

Manager at IDFC First Bharat @ IDFC FIRST Bharat Ltd
Kumar Keshav's Location
Bihar, India, India
Kumar Keshav's Contact Details

Kumar Keshav personal email

n/a
About Kumar Keshav

Experienced Credit Manager with a demonstrated history of working in the financial services industry. Skilled in Risk Management, Microsoft Excel, Credit Analysis, Credit Risk, and Credit Management. Strong finance professional with a Bachelor of Commerce - BCom focused in Accounting and Finance from Babasaheb Bhimrao Ambedkar Bihar University.

Kumar Keshav's Current Company Details
IDFC FIRST Bharat Ltd

Idfc First Bharat Ltd

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Manager at IDFC First Bharat
Kumar Keshav Work Experience Details
  • Idfc First Bharat Ltd
    Credit Manager
    Idfc First Bharat Ltd Sep 2024 - Present
    Samastipur, Bihar, India
    Secured and Unsecured loans
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  • Utkarsh Small Finance Bank
    Credit Manager
    Utkarsh Small Finance Bank Dec 2021 - Sep 2024
    Samastipur, Bihar, India
    Customer Loan Eligibility Analyzing. Responsible for maintaining a quality portfolio. Ensuring timeline in credit appraisal as per policy of the bank. Close and effective team coordination. Conducting PD of perspective customers. Recommend the appropriate loan amount and present the loan proposal to the credit committee. Conduct the loan utilization check and monitoring visits. Follow-up with delinquent clients. Handling 2 Products Unsecured/ Secured Business Loan and Micro LAP.
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  • Aye Finance Pvt. Ltd
    Credit Analyst
    Aye Finance Pvt. Ltd Jul 2019 - Nov 2021
    Gurgaon, Haryana, India
    Credit Underwriter in MSME Business Loan and Micro Lap. Preliminary credit check of application as per policy. Internal Dedupe and Analyzing the Credit Behuru History (CIBIL, CRIF & Equifax). Analysis of the customer financial and bank statement of the party. Analysis the property documentary. Risk analysis and customer loan eligibility analyzing. Deviation rise to higher Authority for approval. and Case is sanctioned with in TAT
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  • Shriramcityunionfinancelimited
    Senior Credit Executive
    Shriramcityunionfinancelimited Apr 2018 - Jul 2019
    South Delhi, Delhi, India
    Responsible for login to Disbursement, Receiving the CRM leads and performing credit verification of the leads. Running the Dedupe/CIBIL report as well as applicant and Guarantor. Conducting the TVR on the applicant as well as the reference numbers. Initiate the residence and Business/employee verification and following up with FI executive for maintaining the FI TAT and receiving the verification status. Lead Approval/Rejection. Documentation of new dealer enrolment, modal update. MRP Update. TA documentation, TA renewal and release. Analyze the customer's financial statement and bank statement. Preparing Credit Appraisal Memo (CAM). Strong Analytical and problem solving skills. handled product. Auto Loan, Two wheeler Loan, Personal Loan in different credit policies.
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  • Shriram City Union Finance
    Credit Executive
    Shriram City Union Finance Nov 2015 - Mar 2018
    South Delhi, Delhi, India
    Responsible for login to Disbursement, Receiving the CRM leads and performing credit verification of the leads. Running the Dedupe/CIBIL report as well as applicant and Guarantor. Conducting the TVR on the applicant as well as the reference numbers. Initiate the residence and Business/employee verification and following up with FI executive for maintaining the FI TAT and receiving the verification status. Lead Approval/Rejection. Documentation of new dealer enrolment, modal update. MRP Update. TA documentation, TA renewal and release. Analyze the customer's financial statement and bank statement. Preparing Credit Appraisal Memo (CAM). Strong Analytical and problem solving skills. handled product. Auto Loan, Two wheeler Loan, Personal Loan in different credit policies.
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Kumar Keshav Education Details

Frequently Asked Questions about Kumar Keshav

What company does Kumar Keshav work for?

Kumar Keshav works for Idfc First Bharat Ltd

What is Kumar Keshav's role at the current company?

Kumar Keshav's current role is Manager at IDFC First Bharat.

What is Kumar Keshav's email address?

Kumar Keshav's email address is ku****@****fin.com

What schools did Kumar Keshav attend?

Kumar Keshav attended Ram Dayalu Singh College, Muzaffarpur.

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