Kurt Biese Email & Phone Number

Appleton, Wi

• Responsible for the management of Financial Institution's loan portfolioo Perform simple to complex financial statement analysis concerning financial institutions (banks & credit unions) as well as individualso Assist in developing and implementation of proper loan structuring and monitoring o Manage the credit process to ensure adherence to established bank policies and applicable lawso Assess portfolio risks and update credit risk ratings where appropriate

Green Bay, Wisconsin Area

• Responsible for the review of a billion dollar plus commercial loan portfolio. Primary purpose is to determine condition of commercial loan portfolio through proper risk ratings and evaluate officer compliance with applicable laws and regulations o Review multiple commercial/private banking loan officer portfolioso Organize and conduct quarterly asset quality meetings, which determines the direction and account strategies for distressed relationships o Approve credit risk rating changes for all monitored loanso Member of the Small Business Loan Review committee o Perform portfolio concentration risk identification analysis (i.e. motel/hotel)o Interpret loan policy procedures and standards o Train new loan officers concerning loan policy standards and practiceso Member of the bank’s due diligence team • Write officer loan portfolio review reports for senior management to include analysis, observations, and recommendations. Results of the reports have:o Decreased approval exceptions and lender limit violationso Improved completion of required credit presentations and overall analysiso Early identification of potential problem relationships

Various

August 1989 – September 1997 Information Management Specialist United States Air Force• Instrumental in Information Management functions at Air Force bases in the US, Belgium and Germany• Responsible for the inspection and supervision of 11 account managers. Provided policy interpretation and training to managers• Assumed position of Total Quality Management Action Team Leader: organized, scheduled, and led team meetings• Received Information Management Specialist Of The Year Awards in 1992, 1993 and 1994

Master'S Degree, Finance, General, 4.0

Bachelor'S Degree, Finance

Associate'S Degree, Information Management