Loretta Fleming Email & Phone Number

Richmond, Virginia Area

• Managed portfolio of FHA (Federal Housing Authority) residential loans from homeowners requesting modifications.
• Utilized a variety of systems to obtain daily reporting and workload.
• Established professional relations with CRM's business partners to obtain required documentation
• Processed all loan modifications for Making Homes Affordable per underwriting requirements and guidelines
• Identified and communicated best practices to increase overall… Show more
• Identified and communicated best practices to increase overall production.

Richmond, Virginia Area

• Reviewed step tracking report daily for all FHA foreclosure loans.
• Corresponded with Attorneys to obtain First Legal Dates, Judgment Dates and Sale dates for sale of the residential homes
• Prepared and sent HUD (Housing and Urban Development) Occupancy Letters to HUD office and borrowers
• Responsible for inputting data information onto accounts from attorneys with regard to Title Issues, Litigations, Bankruptcy and Mediation Issues.
• Prepared and sent bidding instructions to… Show more
• Prepared and sent bidding instructions to Attorneys for foreclosure sales. Show less

Glen Allen, VA

• Responsible for Wholesale Mortgage -Subprime Lending
• Reviewed residential mortgage loans for closing.
• Identified and corrected any errors while preparing loan documents for closing.
• Reviewed Title Policies, Insurance Binders, and Insured Closing Letters.
• Worked independently and organized work flow to accomplish expected turn time deadlines for closings.

Greater Atlanta Area

• Performed all Human Resource functions to include, but not limited to, payroll and reviewing personnel and school records for both institutions.
• Initiated and maintained correspondence with faculty, staff, parents and students.
• Managed vendors, procurement processing and supply inventory
• Assumed the role of Acting Director when current Director was out of office.
• Prepared financial statements for parents, processed payments for tuition and tabulated all funds.

Greater Atlanta Area

• Performed initial full entry of Desktop Underwriting and Loan Prospector online while accurately analyzing the loan 1008, 1003, appraisal and all other pertinent documents.
• Performed credit history research and interpretation using Equifax, Trans Union and Experian.
• Worked and corresponded with Underwriters and Mortgage Companies Nationwide.
• Maintained knowledge of current federal mortgage guidelines, computations, requirements, techniques and updates for Fannie Mae & Freddie… Show more
• Maintained knowledge of current federal mortgage guidelines, computations, requirements, techniques and updates for Fannie Mae & Freddie Mac loans. Show less

Glen Allen, VA

• Reviewed residential mortgage loans for closing of Subprime Mortgage Loans.
• Identified and corrected and errors while preparing loan documents for closing.
• Reviewed Title Policy, Insurance Binders and Insured Closing Letters.
• Worked independently and organized work flow to accomplished expected turn time deadlines