Loretta Fleming Email & Phone Number

Richmond, Virginia Area

• Managed portfolio of FHA (Federal Housing Authority) residential loans from homeowners requesting modifications.• Utilized a variety of systems to obtain daily reporting and workload.• Established professional relations with CRM's business partners to obtain required documentation• •Processed all loan modifications for Making Homes Affordable per underwriting requirements and guidelines• Identified and communicated best practices to increase overall… Show more • Managed portfolio of FHA (Federal Housing Authority) residential loans from homeowners requesting modifications.• Utilized a variety of systems to obtain daily reporting and workload.• Established professional relations with CRM's business partners to obtain required documentation• •Processed all loan modifications for Making Homes Affordable per underwriting requirements and guidelines• Identified and communicated best practices to increase overall production.• Prioritized and managed daily case loads for loan processing.• Verified accuracy of all financial documents for accurate calculations by Underwriting. Show less

Richmond, Virginia Area

• Reviewed step tracking report daily for all FHA foreclosure loans.• Corresponded with Attorneys to obtain First Legal Dates, Judgment Dates and Sale dates for sale of the residential homes• Prepared and sent HUD (Housing and Urban Development) Occupancy Letters to HUD office and borrowers• Responsible for inputting data information onto accounts from attorneys with regard to Title Issues, Litigations, Bankruptcy and Mediation Issues.• Prepared and sent bidding instructions to… Show more • Reviewed step tracking report daily for all FHA foreclosure loans.• Corresponded with Attorneys to obtain First Legal Dates, Judgment Dates and Sale dates for sale of the residential homes• Prepared and sent HUD (Housing and Urban Development) Occupancy Letters to HUD office and borrowers• Responsible for inputting data information onto accounts from attorneys with regard to Title Issues, Litigations, Bankruptcy and Mediation Issues.• Prepared and sent bidding instructions to Attorneys for foreclosure sales. Show less

Glen Allen, Va

• Responsible for Wholesale Mortgage -Subprime Lending • Reviewed residential mortgage loans for closing.• Identified and corrected any errors while preparing loan documents for closing.• Reviewed Title Policies, Insurance Binders, and Insured Closing Letters.• Worked independently and organized work flow to accomplish expected turn time deadlines for closings.

Greater Atlanta Area

• Performed all Human Resource functions to include, but not limited to, payroll and reviewing personnel and school records for both institutions.• Initiated and maintained correspondence with faculty, staff, parents and students.• Managed vendors, procurement processing and supply inventory• Assumed the role of Acting Director when current Director was out of office. • Prepared financial statements for parents, processed payments for tuition and tabulated all funds.

Greater Atlanta Area

• Performed initial full entry of Desktop Underwriting and Loan Prospector online while accurately analyzing the loan 1008, 1003, appraisal and all other pertinent documents. • Performed credit history research and interpretation using Equifax, Trans Union and Experian.• Worked and corresponded with Underwriters and Mortgage Companies Nationwide.• Maintained knowledge of current federal mortgage guidelines, computations, requirements, techniques and updates for Fannie Mae & Freddie… Show more • Performed initial full entry of Desktop Underwriting and Loan Prospector online while accurately analyzing the loan 1008, 1003, appraisal and all other pertinent documents. • Performed credit history research and interpretation using Equifax, Trans Union and Experian.• Worked and corresponded with Underwriters and Mortgage Companies Nationwide.• Maintained knowledge of current federal mortgage guidelines, computations, requirements, techniques and updates for Fannie Mae & Freddie Mac loans. Show less

Glen Allen, Va

• Reviewed residential mortgage loans for closing of Subprime Mortgage Loans.• Identified and corrected and errors while preparing loan documents for closing.• Reviewed Title Policy, Insurance Binders and Insured Closing Letters.• Worked independently and organized work flow to accomplished expected turn time deadlines