Luis Cruz Email and Phone Number
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I offer over five years of demonstrated strategic and analytical expertise in the middle market commercial banking sector, specifically within the $2.5 million to $50 million revenue segment. I excel in prospect pre-planning, engagement, and delivering cost analysis proposals and presentations to secure and maintain relationships in the general business industry. As a seasoned and tactical business developer, I am skilled and tactical at identifying and pursuing new up-stream business acquisition opportunities.I possess a deep understanding of formal conventional and SBA 7(a)/504 credit and underwriting processes. I can effectively analyze data from a business's financial statements to gain insights into their banking behaviors and develop comprehensive, relationship-focused proposals that highlight cost savings for mid-level and C-suite audiences. Additionally, I have a proven track record of excelling independently while also being a valuable asset in high-performing team environments.I am quick to identify financial risk exposure and possess strong proficiency in KYC internal control standards and fraud risk assessments. My track record demonstrates my ability to deliver measurable results in both general and specialty businesses, highlighting my strategic approach and solution-oriented mindset as a high-value business relationship manager.
U.S. Bank
View- Website:
- usbank.com
- Employees:
- 59540
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Vp Business Banking Relationship ManagerU.S. Bank Sep 2022 - PresentUnited States -
Svp- Regional Business Relationship ManagerPrivate Commercial Real Estate Investment & Equity Group Jun 2019 - Aug 2022Nevada/ArizonaSpearheaded raising over $20MM of deposits & $35MM CRE lending financed through self sourcing business development.• $20MM of business deposits, TM and lending attributed to developing and deepening relationship with Mijung Lombardi - Horizon Community Bank Executive Vice President of Business Banking [NV/AZ].• Monitor account performance, conduct regular reviews, and identify opportunities for additional business.• During COVID, by way of organic prospecting, introduced Rylexa… Show more Spearheaded raising over $20MM of deposits & $35MM CRE lending financed through self sourcing business development.• $20MM of business deposits, TM and lending attributed to developing and deepening relationship with Mijung Lombardi - Horizon Community Bank Executive Vice President of Business Banking [NV/AZ].• Monitor account performance, conduct regular reviews, and identify opportunities for additional business.• During COVID, by way of organic prospecting, introduced Rylexa Properties to Tri-Counties Bank of California’s - opened C&I / D&I lending appetite to Northern Nevada. Show less
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Vp - Financial Center Manager IvBank Of America Apr 2016 - May 2019Reno, Nevada• Drive 160% branch sales categories and business development efforts by promoting banking products and services.• Ensure 100% accuracy of daily operations to ensure efficient and effective regulatory compliance and sales performance.• Provide leadership and direction to branch staff, fostering a positive work environment and high levels of employee engagement.• Establish and deepen strong relationships with key business and consumer clients. -
Avp - Branch Manager IiWells Fargo Dec 2011 - Mar 2016Northtowne Branch, Reno, Nv• Achieved 120% in consumer and 175% in business deposits and ancillary product revenue.• Successfully lead “Wells at Work” business development initiative which targeted relationship building to access business owners and their employees.• Identify and purse new business opportunities, including new client acquisition and cross-selling consumer and business products such as treasury management, merchant, credit cards, lending and private wealth services.• Address and resolve… Show more • Achieved 120% in consumer and 175% in business deposits and ancillary product revenue.• Successfully lead “Wells at Work” business development initiative which targeted relationship building to access business owners and their employees.• Identify and purse new business opportunities, including new client acquisition and cross-selling consumer and business products such as treasury management, merchant, credit cards, lending and private wealth services.• Address and resolve complex client issues and escalations ensuring a high level of client satisfaction. Show less
Luis Cruz Skills
Luis Cruz Education Details
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Bethany University Of Santa Cruz4.10 Cgpa -
3.5 Cgpa
Frequently Asked Questions about Luis Cruz
What company does Luis Cruz work for?
Luis Cruz works for U.s. Bank
What is Luis Cruz's role at the current company?
Luis Cruz's current role is Proven middle market Business Relationship Manager <$30MM. I analyze business financials and use global treasury management, payments and commercial lending solutions delivering strategic vertical revenue growth..
What is Luis Cruz's email address?
Luis Cruz's email address is lu****@****ual.com
What is Luis Cruz's direct phone number?
Luis Cruz's direct phone number is +177523*****
What schools did Luis Cruz attend?
Luis Cruz attended Bethany University Of Santa Cruz, Monterey Peninsula College.
What skills is Luis Cruz known for?
Luis Cruz has skills like Sales, Marketing, Management, Insurance, Customer Service, Public Speaking, Team Building, Leadership.
Who are Luis Cruz's colleagues?
Luis Cruz's colleagues are Clem Peters, Carol King, Pam Fountain, Roxanne Burkholder, Barb Diaz-Hower, Kayla Nickolisen, Jolanta Franco.
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Luis Cruz
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