Luis Rivera Email & Phone Number

Los Angeles, California, United States

• Conduct timely due diligence using AML/BSA/CTF policies and procedures, to independently investigate AML/CTF alerts on customers using a variety of investigative tools and systems.
• Prepares clear, accurate and concise investigation summaries as well as Suspicious Activity Reports (SARs).
• Provide training and guidance to Risk Monitoring analysts to help enable their AML/BSA/CTF detection and handling.
• Serve as an escalation point for the Risk Monitoring team for potential AML/BSA/CTF concerns.
• Proactive identification of enhancements to increase the effectiveness of the AML/BSA/CTF detection systems.
• Maintain sufficient knowledge of AML/BSA/CTF/OFAC as developments occur.

United States

• Performed Enhance Due Diligence (EDD) and Customer Due Diligence (CDD) reviews of all low, medium and high risk customers engaged in activities such as trade finance, wire transfers, among others.
• Conducted quality control reviews for the EDD and CDD case population.

Greater Los Angeles Area

• Conduct complete analysis of transactional information to identify risks, trends and potential suspicious activity.
• Prepare Suspicious Activity Reports (“SAR”) in compliance with established regulatory guidelines.
• Support management with internal audit, AML compliance and regulatory review as needed.

Greater New York City Area

• Conducted transaction monitoring analysis and research utilizing internal and external public and private databases to compile a portfolio of information for a variety of bank products.
• Performed the analysis employing designated tools to identify patterns, risks and anomalies.
• Conducted investigations for cases involving high risk AML patterns for consumer and business accounts.

Irvine, California

• Performed Enhance Due Diligence (EDD) and Customer Due Diligence (CDD) reviews of all low, medium and high risk customers engaged in activities such as trade finance, wire transfers, among others.
• Conducted quality control reviews for the EDD and CDD case population.

Pasadena, California

• Performed Enhance Due Diligence (EDD) and Customer Due Diligence (CDD) reviews of all low, medium and high risk customers engaged in activities such as trade finance, wire transfers, among others.
• Conducted quality control reviews for the EDD and CDD case population.

New York, New York

• Conducted investigations for cases involving high risk AML patterns within different products offered by PayPal.
• Prepared Suspicious Activity Reports for regulatory filing that were fully compliant with standards, policies and procedures.
• Offered and assisted with training for new investigators/SAR writers.

Greater New York City Area

• Conducted AML investigations for prepaid credit cards among other variety of products.
• Conducted research utilizing internal and external public and private databases to compile a portfolio of information.
• Performed the analysis employing designated tools to identify patterns, risks and anomalies.
• Analyzed transactions involving low, medium and high risk parties.
• Verified the accuracy and updated CIP/KYC for the parties involved within the case.
• Finalized an appropriate conclusion based upon the research and activity analyzed.

New York, New York

• Conducted investigations for the Foreign Correspondent Bank project.
• Conducted research utilizing internal and external public and private databases to compile a portfolio of information for a variety of products involving funds transfer and or check instrument products/transactions.
• Performed the analysis employing designated tools to identify patterns, risks and anomalies.
• Documented the analysis referencing key facts uncovered in the research process and identified in the analysis process.
• Verified the accuracy and updated CIP/KYC for the parties involved within the case.
• Finalized an appropriate conclusion based upon the research and activity analyzed.

Parsippany, NJ

• Conducted investigations for KYC/Foreign Correspondent Bank project.
• Conducted investigations on consumer and commercial accounts.
• Conducted research utilizing internal and external public and private databases to compile a portfolio of information for a variety of products involving funds transfer and or check instrument products/transactions.
• Performed the analysis employing designated tools to identify patterns, risks and anomalies.
• Documented the analysis referencing key facts uncovered in the research process and identified in the analysis process.
• Finalized an appropriate conclusion based upon the research and activity.

Brooklyn, New York

• Conducted investigations for the ICC - Foreign Correspondent Bank project.
• Conducted investigations on consumer and commercial accounts for the Branch Referral project in order to determine the need for further investigation or SAR filing.
• Validated KYC/EDD information on retail and commercial clients – updating HALO with accurate customer profiles.
• Conducted research utilizing internal and external public and private databases to compile a portfolio of information for a variety of products involving funds transfer and or check instrument products/transactions.
• Performed the analysis employing designated tools to identify patterns, risks and anomalies.
• Documented the analysis referencing key facts uncovered in the research process and identified in the analysis process.

Tampa, Florida

• Conducted research utilizing internal and external public and private databases to compile a portfolio of information for a variety of projects involving funds transfer and or check instrument products/transactions.
• Performed the analysis employing designated tools to identify patterns, risks and anomalies.
• Identified inaccuracies in KYC profiles and updated/amended as required.
• Finalized an appropriate conclusion based upon the research and activity.
• Assisted and provided information to support Suspicious Activity Reports (SAR) or equivalent for regulatory filing; all information was fully compliant with standards, policies and procedures.
• Lead or participated in the development, implementation and/or maintenance of processes and procedures to ensure Anti-Money Laundering complies with current regulatory guidance, Citi policy and achieves a "best in.