Luis Rivera Email & Phone Number

Los Angeles, California, United States

• Conduct timely due diligence using AML/BSA/CTF policies and procedures, to independently investigate AML/CTF alerts on customers using a variety of investigative tools and systems.• Prepares clear, accurate and concise investigation summaries as well as Suspicious Activity Reports (SARs).• Provide training and guidance to Risk Monitoring analysts to help enable their AML/BSA/CTF detection and handling.• Serve as an escalation point for the Risk Monitoring team for potential AML/BSA/CTF concerns.• Proactive identification of enhancements to increase the effectiveness of the AML/BSA/CTF detection systems.• Maintain sufficient knowledge of AML/BSA/CTF/OFAC as developments occur.• Develop and maintain a thorough understanding of Intuit's business operations, products/ services, systems, and the associated risk.

United States

• Performed Enhance Due Diligence (EDD) and Customer Due Diligence (CDD) reviews of all low, medium and high risk customers engaged in activities such as trade finance, wire transfers, among others.• Conducted quality control reviews for the EDD and CDD case population.

Greater Los Angeles Area

• Conduct complete analysis of transactional information to identify risks, trends and potential suspicious activity. • Prepare Suspicious Activity Reports (“SAR”) in compliance with established regulatory guidelines. • Support management with internal audit, AML compliance and regulatory review as needed.

Greater New York City Area

•Conducted transaction monitoring analysis and research utilizing internal and external public and private databases to compile a portfolio of information for a variety of bank products.•Performed the analysis employing designated tools to identify patterns, risks and anomalies.•Conducted investigations for cases involving high risk AML patterns for consumer and business accounts.

Irvine, California

• Performed Enhance Due Diligence (EDD) and Customer Due Diligence (CDD) reviews of all low, medium and high risk customers engaged in activities such as trade finance, wire transfers, among others.• Conducted quality control reviews for the EDD and CDD case population.

Pasadena, California

• Performed Enhance Due Diligence (EDD) and Customer Due Diligence (CDD) reviews of all low, medium and high risk customers engaged in activities such as trade finance, wire transfers, among others.• Conducted quality control reviews for the EDD and CDD case population.

New York, New York

• Conducted investigations for cases involving high risk AML patterns within different products offered by PayPal.• Prepared Suspicious Activity Reports for regulatory filing that were fully compliant with standards, policies and procedures.• Offered and assisted with training for new investigators/SAR writers.

Greater New York City Area

• Conducted AML investigations for prepaid credit cards among other variety of products.• Conducted research utilizing internal and external public and private databases to compile a portfolio of information.• Performed the analysis employing designated tools to identify patterns, risks and anomalies.• Analyzed transactions involving low, medium and high risk parties.• Verified the accuracy and updated CIP/KYC for the parties involved within the case. • Finalized an appropriate conclusion based upon the research and activity analyzed.

New York, New York

• Conducted investigations for the Foreign Correspondent Bank project.• Conducted research utilizing internal and external public and private databases to compile a portfolio of information for a variety of products involving funds transfer and or check instrument products/transactions.• Performed the analysis employing designated tools to identify patterns, risks and anomalies.• Documented the analysis referencing key facts uncovered in the research process and identified in the analysis process.• Verified the accuracy and updated CIP/KYC for the parties involved within the case.• Finalized an appropriate conclusion based upon the research and activity analyzed.• Prepared Suspicious Activity Reports for regulatory filing that were fully compliant with standards, policies and procedures.

Parsippany, Nj

• Conducted investigations for KYC/Foreign Correspondent Bank project.• Conducted investigations on consumer and commercial accounts.• Conducted research utilizing internal and external public and private databases to compile a portfolio of information for a variety of products involving funds transfer and or check instrument products/transactions.• Performed the analysis employing designated tools to identify patterns, risks and anomalies.• Documented the analysis referencing key facts uncovered in the research process and identified in the analysis process.• Finalized an appropriate conclusion based upon the research and activity.

Brooklyn, New York

• Conducted investigations for the ICC - Foreign Correspondent Bank project.• Conducted investigations on consumer and commercial accounts for the Branch Referral project in order to determine the need for further investigation or SAR filing.• Validated KYC/EDD information on retail and commercial clients – updating HALO with accurate customer profiles.• Conducted research utilizing internal and external public and private databases to compile a portfolio of information for a variety of products involving funds transfer and or check instrument products/transactions.• Performed the analysis employing designated tools to identify patterns, risks and anomalies.• Documented the analysis referencing key facts uncovered in the research process and identified in the analysis process.• Finalized an appropriate conclusion based upon the research and activity.• Prepared Suspicious Activity Reports for regulatory filing that were fully compliant with standards, policies and procedures.• Offered and assisted with training as part of the on-boarding process for new investigators.

Tampa, Florida

• Conducted research utilizing internal and external public and private databases to compile a portfolio of information for a variety of projects involving funds transfer and or check instrument products/transactions.• Performed the analysis employing designated tools to identify patterns, risks and anomalies.• Identified inaccuracies in KYC profiles and updated/amended as required.• Finalized an appropriate conclusion based upon the research and activity.• Assisted and provided information to support Suspicious Activity Reports (SAR) or equivalent for regulatory filing; all information was fully compliant with standards, policies and procedures.• Lead or participated in the development, implementation and/or maintenance of processes and procedures to ensure Anti-Money Laundering complies with current regulatory guidance, Citi policy and achieves a "best in class" performance.• Volunteered for different projects related to a variety of AML Products. • Volunteered and assigned by management to become part of a special team to travel to Los Angeles, California to participate on a high profile project to work on a Federal Consent Order for Banamex USA (Citi Entity).• Created training material and a step-by-step guide for 9 different systems used for research at Banamex USA and provided training to new hire analysts.