Madelyn Schwartz Email & Phone Number

Davis, CA

• Promoted from individual contributor position to manage team of three compliance managers while continuing to partner with servicing transfer executive. Expanded role included compliance oversight for the Student.
• Actively identified and drove remediation of compliance risks with urgency, escalating as appropriate resulting in decreased audit exceptions and improved ratings.
• Tested and monitored activities within businesses. Identified and communicated areas in which risk tolerance approached or exceeded acceptable levels.
• Mentored and provided advice and counsel to team in technical compliance related areas as well as their role as compliance partners.
• Implemented meaningful reporting regarding compliance risk performance resulting in increased management focus and improved performance.
• Exercised judgment and influenced business promoting adherence to the compliance program.

Davis, CA

• Partnered with Strategic Portfolio Management Executive and Team to address regulatory compliance requirements. This included servicing transfers, subservicing and deal management.
• Reviewed and partnered in establishing servicing transfer process of 2.1 million loans complying with newly published CFPB guidance.
• Participated in evaluating and successfully on-boarding seven new subservicers in compliance with regulatory and bank vendor management requirements.
• Actively engaged and improved QA and QC testing activities with a view towards key controls and measurements.
• Sustained strong partnership and engagement with line of business routines while maintaining independence. Enforced bank’s compliance framework.

San Francisco Bay Area

• Conducted annual risk assessments in the areas of credit, operations, compliance and insurance.
• Managed bank’s portfolio of insurance policies, evaluated new insurance product offerings, and formulate strategies for renewal of existing policies.
• Prepared and assembled Chief Risk Officer Board packages.
• Updated and maintained policies and procedures and other compliance Enterprise Risk documentation.
• Facilitated FHFA regulatory exams.

Woodland Hills

• Provided economic and credit market context to portfolio management process.
• Oversaw surveillance and due diligence functions on collateral including monthly analysis and reporting. Performed onsite vendor reviews and ongoing oversight and financial analysis.
• Business architect and project manager creating the CDO Management System and client web site.
• Project Manager, obtained SEC RIA (Registered Investment Advisor) designation. Included drafting of compliance manual, registration documents, policies and procedures and disclosure statements.
• Compliance Manager, including all compliance review, reporting and training responsibilities. Human Resources managed recruitment, hiring and training of employees. Number of employees grew 500%.

San Jose, CA

• Development of account base in Western US, negotiation of contracts and relationship maintenance.
• Conducted research and analysis to determine viability of launching correspondent lending division.
• Implementation project manager for new correspondent division including development of correspondent seller guide, contracts, systems and marketing materials.

San Francisco Bay Area

• Investor and Mortgage Insurance Relations Manager
• Managed all aspects of Fannie Mae and Freddie Mac contract negotiations, credit variances and coordination of investor audits, annual sales in excess of $40 billion.
• Managed vendor relationships with mortgage insurance providers including contract negotiations, service level performance and pricing.Secondary Marketing Relations Manager
• Negotiated and managed $2 billion agency portfolio sale generating $40 million in revenue.
• Developed and negotiated industry first Long Term Standby Commitment structure with Fannie Mae with assets remaining on balance sheet but credit risk transferring to Fannie Mae. Created $4 billion in Long Term Standby.