Managing Director and Senior Vice President - J. Smith Lanier & Co., a Marsh & McLennan Agency LLC company - Birmingham, AL38 years’ experience in insurance sales and risk management,including extensive experience in strategic design/implementation of comprehensive insurance/ risk management services. These range from Alternative Risk /Captive and other self-funded programs, large multi-layered programs, to variable- or guaranteed-cost insurance programs. Emphasis on Healthcare, Professional Services, Non-Profit, Real Estate, Technology, and Public Entity organizationsRisk areas of focus are Professional Liability, Managed Care Liability, Management (Directors & Officers/Employment Practices) Liability, Property, Privacy & Security (Cyber risk), Reinsurance and Umbrella/Excess, Workers Compensation/Excess Workers Compensation.J. Smith Lanier & Co (JSL)., founded in 1868, with a client focused, team based culture, is the Southeast hub for Marsh & McLennan Agency (MMA), a wholly owned subsidiary of Marsh & McLennan Companies, the world's largest broker. The JSL/MMA organization has over 92 offices in the United States and Canada. Our core values are to provide excellent service, exceptional value, and absolute integrity."World Class - Local Touch"Our size affords a full range of in-house Resources for our clients which include a dedicated Healthcare Practice, Executive Protection/Financial Services Practice, Alternative Risk/Captive Practice, Property Practice, Aviation Practice, International Practice, Claims Advocacy and Risk Control Practice, and Employee Benefits PracticeOur team of experienced specialists and resources, combined with our market clout and strategic relationships with the U.S., London, Bermuda, and European marketplaces, allow us to provide the solutions our clients expect to manage their risks in the most cost effective manner.