Matt Bruce Email & Phone Number

Colonial Beach

Colonial Beach, Va

Colonial Beach, Va

1125 Jefferson Daivs Hwy Suite 380 Fredericksburg, Va 22401

NMLS 457646 Matt Bruce 540-226-5770matt.bruce@movement.comwww.movement.com/matt.bruce VA-MLO-18772VA | Movement Mortgage, LLC supports Equal Housing Opportunity. NMLS ID# 39179 (www.nmlsconsumeraccess.org) | 877-314-1499. Movement Mortgage, LLC is licensed by VA # MC-5112. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “Movement Mortgage” is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707. 6-7-1 Disclosure: While it is Movement Mortgage’s goal to provide underwriting results within six hours of receiving an application, process loans in seven days, and close in one day, extenuating circumstances may cause delays outside of this window.

Locust Grove, Va 22508

• Sell Auto, Home, Life, Commercial and Specialty products• Work leads that come in from outside sources• Work my current Book of Business to cross sell existing households• Prospect for new business by making contacts and scheduling appointments• Attend Networking Groups weekly• Work with my “Centers of Influence” for referrals• Work with Marketing to choose the type of customer I want to target • Handle the day to day operations of the office

Fredericksburg, Va

Wells Fargo Home Mortgage, Fredericksburg, VA, 02/2015 – PresentFidelity Bank, 1440 Central Park Blvd Suite 100B Fredericksburg, VA 22401, 09/2014 – 02/2015Prospect Mortgage, Fredericksburg Area, 01/2014 – 09/2014 Wells Fargo Home, 2009-2016* Generated over one million dollars in monthly sales production.* Responsible for generating a personal pipeline. * Developed a referral business with existing clients, past clients and Real Estate Professionals. * Trained consistently to effectively sell, package and close consumer mortgages. * Analyzed completed applications to prequalify applicants and determine viability for loans. * Compared and analyzed credit for accuracy within borrower’s statements. * Corrected inaccuracies and determine the correct loan options for the borrower based upon the applicants present situation, future plans, and preferred loan product. * Guided borrowers through risks and benefits of loan programs.* Clearly communicated product terms of agreement. * Assembled all required documents for selected loan programs, including the 1003 and all disclosures requirements. * Provided the loan package to the loan processor for review, stacking, and pre-submission audit. * Collaborated with the loan processor to provide any letters of explanation or additional documentation required by underwriting. * Maintained a working file for the office as required for compliance.

Top 10% in company in total dollars volume funding in 2005 & 2008

Residential Loan Officer responsible for 100% of personal pipeline. Partnered with two associates in the Fredericksburg office and recognized as the top producers

Senior Retail Lender/Business Development* Implemented consumer loans practices and procedures throughout the bank. * Achieved bank-wide goals and objectives for consumer and home equity portfolios. * Developed and coordinated the bank’s retail and personal selling activities and business development plans.* Assisted branch managers in directing and focusing their Business Development/Sales activities.* Trained branch managers on products, services and sales and credit techniques.* Developed and trained branches in consumer and home equity products/procedures.* Reviewed and monitored consumer and home equity loan quality.* Implemented new retail products and services.* Maintained a measurement and reporting system to track sales throughout the branch system.Retail Sales Coordinator* Coordinated the Bank’s retail sales activities and business development program, including sales tracking* Provided formal and informal coaching on a regular basis to branch managers; ensured effective coaching techniques were employed at all levels within the branch system, as defined by the bank’s “Quest for Excellent” program* Monitored sales delivery and service quality levels to attain established business objectives; recommended corrective actions as necessary.* Coordinated Branch Business Plans* Represented the bank in contacts with business and trade associations, customers and regulatory agencies. Attended civic functions and otherwise promoted the bank’s image* Promoted the sale of tax deferred annuities throughout the branch system. Conducted training and sales meeting weekly to exceed the bank’s budgetBranch Manager* Efficiently managed a full service office* Ensured established policies and procedures were followed* Delegated day to day operations to the Branch Operations Supervisor and Financial Service Representative* Implemented the bank’s retail business development plan and sales programs* Earned awards for success