Industry veteran in all sales, operations and leadership aspects of residential lending. Executive level and proven leader in financial services with over 25 years experience. I have held positions in operations, sales, and have led large teams with an annual budget over $2.5B. Vast experience in risk management, strategic planning, budget forecasts, and scaling companies up ($20M/month to over $300M/month). On a strategic and executive level, I have contributed in designing operations, sales policy, and HR administration. I believe in humble/servant leadership and have assembled winning teams that succeed with a blend of hard work, skill, and mutual respect. Specialties: * Wholesale mortgage banking - NQM, agency, jumbo, seconds, Equity Share, Correspondent* CREDIT: Risk management, underwriting, exception analysis* OPERATIONS: design, monitor, develop best practices/process flow* SALES: outside/inside sales, sales mgmt, cultivating new relationships* TRAINING: develop training classes (UW, sales, fraud, risk mgmt, leadership), coaching, mentoring* STRATEGY: Budget, P&L, territory management, HR admin. * Creative solutions to business metrics (comp, quality, process, etc)* Venture capital, debt, Angel investing, crowd funding* OTHER: Author, Kids Money (developed financial literacy classes), Leading with Passion available on Amazon. * Favorite Quote: "Simplicity is the ultimate form of sophistication."