Mario Arreguin, Jr. Email & Phone Number

Remote

- Primarily responsible for DSCR loan files but supports the TRID loan team as needed- Review and sign off on Hazard Insurance declaration pages, closing protection letters, appraisal and related documents - Review any other newly received documents to determine if they will satisfy any open loan conditions- Update loan details and agents in MeridianLink Mortgage LOS to reflect documentation- Review loans as part of the Closing Preparation process to determine if a loan meets all internal closing prerequisites- Communicate to the sales team if there are any deficiencies preventing a loan from moving to closing- Run all loan agents through an exclusionary list program- Completes final verification of employment prior to closing/funding- Work with multiple departments throughout the life of the loan to ensure there are no delays in closing/funding

San Francisco Bay Area

Complete final Verifications of Employment by phone, fax, email, and using 3rd party vendors such as The Work NumberVerify/Reverify documents pertaining to income, assets, liabilities, occupancy, and other documents the Quality Control Auditor determines may be fraudulent through various means and 3rd party systemsConfirm borrowers' identity by direct call to verify personal information and credit history when a fraud alert has been placed on a credit reportResearch loan files to determine which employer is to be verified and to determine any leads for verification using the MeridianLink Mortgage LOSCompile list of best ways to obtain verifications from companies we often request verifications fromTrack completion rate of quality control verifications to identify room for improvement and noncompliantcompaniesOccasionally ordering of tax transcripts or soft credit checksPreviously responsible for requesting wires through our warehouse banks using various Warehouse Loan Systems with close attention to each bank's specific document requirements

San Francisco Bay Area

- Responsible for care and maintenance of aquatics department including animals, enclosures, and shelves- Partially responsible for other animal departments care and maintenance- Other retail responsibilities as required

Carpinteria, Ca

- Review and processing of Death Distribution, Financial Hardship, QDRO distribution, and Return of Excess Contributions requests as a major part of responsibilities - Review and processing of Required Minimum Distribution, Systematic Withdrawal (including RMD and 72(t)), and other distribution requests from Traditional and Roth IRA, Inherited IRA, Remainder Inherited IRA, 403(b), and non-retirement accounts- Audit of distribution, loan funding, and transfer out trades to ensure accuracy- Occasional review of legal documents related to death or divorce distributions- Quick implementation of changes to policy due to changes in legislation such as the SECURE and CARES acts- Knowledge of Phoenix GUI for trade processing

Santa Barbara, California Area

- Calling out to other financial institutions to inquire about the status of the transfer of funds into PlanMember.- Updating client addresses on file when mail is returned into office by calling or emailing client/representatives or running an Experian MetroNet search- Following up with representatives or clients on distribution requests in order to resolve any issues causing a request to be deemed Not In Good Order- Auditing of client distributions within a timely manner

Greater Los Angeles Area

- Identify and cultivate leads for volunteer coordinators in multiple school districts for our Service Learning projects- Registration of schools for our Service Learning projects- Occasional school visits, i.e. Kick-off assemblies, student group presentations.- Helping end blood cancers one call at a time!

Ventura, Ca

- Grassroot Marketing: Responsible for delivering promotional cards (DOC) to many businesses reaching out to approximately 20,000 different employees.- Assisted with multiple marketing events such as Ventura's 4th of July parade and Fusion soccer games helping promote Chic-Fil-A Ventura as well as Chic-Fil-A in general.- Provided great customer service and a family friendly environment while also providing second mile service.

-Collected relevant data from records and organized them onto an electronic spreadsheet. -Organized data into an SPC chart for Vice President's use in presentations to stakeholders