Matthew Smith Email & Phone Number

Grand Rapids Metropolitan Area

- Represent bank and non-bank lenders in connection with conducting diligence in relation to and documenting construction and non-construction commerical real estate financings.- Represent buyers and sellers of real property in connection with the purchase and sale thereof.

Allegan County, Michigan, United States

Charlotte, North Carolina, United States

Charlotte, North Carolina Area

Review pre-closing due diligence reports and documentation in connection with commercial real estate originations; including title commitments, zoning reports, environmental reports and surveys.Draft and negotiate loan agreements and ancillary documentation in connection with balance sheet and conduit commercial mortgage loan originations, mezzanine loan.

Charlotte, North Carolina Area

Washington D.C. Metro Area

• Advised top hedge fund management firm with multi-million dollar portfolio of home appreciation option contracts; engaged directly with portfolio manager concerning customer facing contract servicing issues; negotiated.
• Reviewed portfolio of mortgage related assets on behalf of a bank in the acquisition of a bank for compliance with state and federal regulations.
• Drafted policies and procedures, analyze state chartered bank exemptions and obtain appropriate licenses under both state and federal consumer lending laws for global investment bank.
• Published articles relating to the Consumer Financial Protection Bureau on firm's dedicated blog; contributed to biweekly publication of practice group's mortgage banking update.
• Acted as firm representative on Inside Mortgage Finance conference call concerning TILA/RESPA Integrated Disclosures Rule amendments; presented presentation on technical changes under the amendments.
• Advised international financial services provider on matters related to state small loan, vehicle leasing, and retail installment contract statutes and regulations.

Greater Detroit Area

Develop, implement, and monitor regulatory compliance initiatives related to Regulation Z (The Truth in Lending Act) and Regulation X (The Real Estate Settlement Procedures Act).Act as liaison between the Compliance Department and outside counsel; clearly defining expectations, budgeting resources, and maximizing work product.Utilize my knowledge of CFPB.

Greater Pittsburgh Area

Analyzed real property title abstracts and produced certified title documentation.

Washington D.C. Metro Area

Assisted Enforcement Staff in the areas of Regulation X (Real Estate Settlement Procedures Act), Regulation O (Mortgage Assistance Relief Services Act), and Regulation Z (The Truth in Lending Act); focusing on jurisdictional and Administrative Procedures Act matters. Developed 50-state ethical standards memorandum for the Enforcement Division Senior Policy.

Washington D.C. Metro Area

Premier Firearms and Explosives Regulatory Compliance practice. Daily work with the International Traffic in Arms Regulations, the Arms Export Control Act, the Gun Control Act, the National Firearms Act, and the Export Administration Regulations in concert with ATF, State Department, OFAC, and Commerce. Clients include defense contractors, firearms.

Ann Arbor, MI

Conducted legal research and drafted court opinions, orders, and other documents; observed trials and other courtroom proceedings; sought advice from Judge Shelton on advocacy and legal analysis; helped manage chambers.

Greater Detroit Area

Conducted legal research and drafted legal prosecutorial documents; interviewed witnesses; assisted with daily operation of Auto Theft Division.

J.D., 2013

B.A., History / Political Science

Activities and Societies: Alpha Tau Chapter of the Chi Phi Fraternity

Diploma, Regular/General High School/Secondary Diploma Program

Activities and Societies: National Honor Society, Varsity Letter Winner, PEPPE