Senior executive leading the Product Management, Pricing, and Product R&D functions for this non-standard auto specialist, a recognized leader in the segment for product sophistication.

iji analytics provides profit-driven solutions for data-intensive companies, with a focus on product management, strategy, and research & development in personal lines insurance.

Led strategic direction for all company product offerings, including product research, analytics, pricing, and geographic priorities. Developed competitive and market intelligence frameworks to enhance strategic decision-making.

2006 - 2008: P&L leader in the agency channel, a $600 million business. Led the product management team. Liaison to affinity-group subsidiary for auto & home insurance.2003 - 2006: VP of Product R&D. Developed new product designs for personal auto, commercial auto, motorcycle and RV lines. Led team of statisticians and analysts to develop cutting-edge predictive models for insurance pricing, including a proprietary credit scoring model, vehicle symboling, and other innovative product enhancements.Built the first UBI/telematics insurance product (OnStar Low Mileage) in the US.1999 - 2003: Senior Product Manager, with P&L responsibility for a region of states, including leadership of other PMs.

Personal Auto Product Manager for multiple states.

Financial analyst and primary appraiser for a $1 billion portfolio of commercial real estate in Texas and surrounding states.