Melissa Romano Email & Phone Number

- Performs a variety of complex and technical duties involved in the collection, evaluation, manipulation, and reporting of student grades, and other data; inputs data, creates queries, generates links to data, and produces a variety of computerized records and reports; and performsrelated duties as assigned. Verifies and ensures accuracy, completeness, and integrity of data and reports.- Organizes and maintains accurate and detailed databases, files, and records, verifies accuracy ofinformation, researches discrepancies, and records information.- Inputs a variety of data into assigned student information and related databases; creates and runs queries; develops, formats, and maintains spreadsheets; generates links to data; and produces a variety of mandated and requested lists, records, report cards, and reports.

Provide support to loan officers and the underwriting teams by ensuring timely and accurate processing of mortgage documents. Prepare loan applications for underwriting submittal by reviewing purchase contracts, property appraisals, and title insurance. Calculated income and verified borrowers’ assets, credit reports, and employment history. Communicated and coordinated closings with title, borrowers, and loan officers. Ensure compliance with company policies, underwriting guidelines, and lending-program requirements. Comprehensive knowledge of conventional and government loan programs. 2021 Po’okela Award (Employee of the Year)

1357 Kapiolani Blvd. Ste. 1450, Honolulu Hi 96814

Provide support to loan officers and the underwriting teams by ensuring timely and accurate processing of mortgage documents. Prepare loan applications for underwriting submittal by reviewing purchase contracts, property appraisals, and title insurance. Calculated income and verified borrowers’ assets, credit reports, and employment history. Communicated and coordinated closings with title, borrowers, and loan officers. Ensure compliance with company policies, underwriting guidelines, and lending-program requirements. Comprehensive knowledge of conventional and government loan programs.

San Ramon, California

Provide support to loan officers and the underwriting teams by ensuring timely and accurate processing of mortgage documents. Communicated with the borrowers throughout the process and obtain required documentation. Prepare loan applications for underwriting submittal by reviewing purchase contracts, property appraisals, and title insurance. Calculated income and verified borrowers’ assets, credit reports, and employment history. Communicated and coordinated closings with title, borrowers, and loan officers. Ensure compliance with company policies, underwriting guidelines, and lending-program requirements. Comprehensive knowledge of conventional and government loan programs.

Walnut Creek, California

Provide support to loan officers and the underwriting teams by ensuring timely and accurate processing of mortgage documents. Communicated with the borrowers throughout the process and obtain required documentation. Prepare loan applications for underwriting submittal by reviewing purchase contracts, property appraisals, and title insurance. Calculated income and verified borrowers’ assets, credit reports, and employment history. Communicated and coordinated closings with title, borrowers, and loan officers. Ensure compliance with company policies, underwriting guidelines, and lending-program requirements. Comprehensive knowledge of conventional and government loan programs.

Pleasanton, Ca

Assisted in coordinating high-profile companies’ internships with their temporary housing needs. Provided support to the Reginal Vice President with vendor invoicing reports and accounting reconciliation. Responsible for calculating prorated rent amounts, along with assisting with accounts payables and receivables. Coordinated with all vendors for new unit set-ups, assisting with customer service requests and concerns. This was a temporary position.

Performed basic medical billing duties including preparing all deposits, posting payments, retrieving operative reports, assisting in sending out claims, fee negotiations with insurance companies and re-pricing networks, and assisting with re-bills and appeals. Performed multiple office tasks such as light accounting (AR/AP), composing letters to patients and doctors, file management and electronic filing, reception, and any side projects given by management.

Performed doc drawing duties including reviewing the rate and program type, Preliminary report, appraisal, and purchase contract to the approval. Created loan documents by inputting borrower and loan information into the system. Emailed final documents to title. Provide support to loan officers and the underwriter teams by ensuring the timely and accurate processing of mortgage documents. Prepare loan applications for underwriting submittal by calculating income, review and verify borrowers’ assets, credit reports, employment histories, property appraisals and title insurance information. Ensure compliance with company policies, underwriting guidelines and lending-program requirements. Comprehensive knowledge of conventional and government loan programs.Setup duties included review and transfer information from the 1003, 1008, pricing form to LOS and Loan Hander, and sent out all disclosures to borrowers. Performed multiple office tasks such as training, file management, and reception.

San Ramon, Ca

Performed basic funding duties including reviewing loan documents, follow up on post funding adjustments and missing conditions, preparing and sending closing packages to title companies, verifications of employment, and continued to learn procedures and knowledge of loan documents.